Effective as of: June 09, 2023
| Account Type |
APR |
APY |
| Shares (Savings) |
0.20% |
0.20% |
| Christmas/Wish Clubs |
0.30% |
0.30% |
| IRA Shares |
0.40% |
0.40% |
| The above accounts require a $250 minimum average daily balance to earn dividends. |
| Gold Checking |
0.10% |
0.10% |
| This account requires a $750 minimum average daily balance to earn dividends. |
| Money Market |
APR |
APY |
| $2,000 – $4,999 |
1.20% |
1.21% |
| $5,000 – $9,999 |
1.30% |
1.31% |
| $10,000 – $24,999 |
1.40% |
1.41% |
| $25,000 – $49,999 |
1.50% |
1.51% |
| $50,000 – $99,999 |
1.70% |
1.71% |
| $100,000 – $249,999 |
1.85% |
1.86% |
| $250,000 and up |
2.00% |
2.02% |
| This account requires a $2,000 minimum daily balance to earn dividends. |
| Certificates of Deposit |
APR |
APY |
| 6 months |
2.00% |
2.02% |
| 12 months |
2.50% |
2.52% |
| 24 months |
3.25% |
3.29%% |
| 36 months |
3.45% |
3.50% |
| 60 months |
3.65% |
3.71% |
| 24-month Payroll Deduction* |
3.25% |
3.30% |
| 36-month Payroll Deduction* |
3.45% |
3.50% |
| 60-month Payroll Deduction* |
3.65% |
3.71% |
| This account requires a $1,000 minimum daily balance to earn dividends. |
APR = Annual Percentage Rate; APY = Annual Percentage Yield
*Interest compounded semi-annually.
