Effective as of:  June 09, 2023

Account Type APR APY
Shares (Savings) 0.20% 0.20%
Christmas/Wish Clubs 0.30% 0.30%
IRA Shares 0.40% 0.40%
The above accounts require a $250 minimum average daily balance to earn dividends.
Gold Checking 0.10% 0.10%
This account requires a $750 minimum average daily balance to earn dividends.

 

Money Market APR APY
$2,000 – $4,999 1.20% 1.21%
$5,000 – $9,999 1.30% 1.31%
$10,000 – $24,999 1.40% 1.41%
$25,000 – $49,999 1.50% 1.51%
$50,000 – $99,999 1.70% 1.71%
$100,000 – $249,999 1.85% 1.86%
$250,000 and up 2.00% 2.02%
This account requires a $2,000 minimum daily balance to earn dividends.
Certificates of Deposit APR APY
6 months 2.00% 2.02%
12 months 2.50% 2.52%
24 months 3.25% 3.29%%
36 months 3.45% 3.50%
60 months 3.65% 3.71%
24-month Payroll Deduction* 3.25% 3.30%
36-month Payroll Deduction* 3.45% 3.50%
60-month Payroll Deduction* 3.65% 3.71%
This account requires a $1,000 minimum daily balance to earn dividends.

APR = Annual Percentage Rate; APY = Annual Percentage Yield
*Interest compounded semi-annually.