Effective as of: December 09, 2022
Account Type |
APR |
APY |
Shares (Savings) |
0.20% |
0.20% |
Christmas/Wish Clubs |
0.30% |
0.30% |
IRA Shares |
0.40% |
0.40% |
The above accounts require a $250 minimum average daily balance to earn dividends. |
Gold Checking |
0.10% |
0.10% |
This account requires a $750 minimum average daily balance to earn dividends. |
Money Market |
APR |
APY |
$2,000 – $4,999 |
0.75% |
0.75% |
$5,000 – $9,999 |
0.80% |
0.80% |
$10,000 – $24,999 |
0.85% |
0.85% |
$25,000 – $49,999 |
0.90% |
0.90% |
$50,000 – $99,999 |
1.00% |
1.00% |
$100,000 – $249,999 |
1.10% |
1.10% |
$250,000 and up |
1.25% |
1.26% |
This account requires a $2,000 minimum daily balance to earn dividends. |
Certificates of Deposit |
APR |
APY |
6 months |
1.25% |
1.26% |
12 months |
1.75% |
1.76% |
24 months |
2.25% |
2.27% |
36 months |
2.50% |
2.52% |
60 months |
3.00% |
3.03% |
24-month Payroll Deduction* |
2.25% |
2.27% |
36-month Payroll Deduction* |
2.50% |
2.52% |
60-month Payroll Deduction* |
3.00% |
3.03% |
This account requires a $1,000 minimum daily balance to earn dividends. |
APR = Annual Percentage Rate; APY = Annual Percentage Yield
*Interest compounded semi-annually.