Effective as of: June 09, 2023
Account Type |
APR |
APY |
Shares (Savings) |
0.20% |
0.20% |
Christmas/Wish Clubs |
0.30% |
0.30% |
IRA Shares |
0.40% |
0.40% |
The above accounts require a $250 minimum average daily balance to earn dividends. |
Gold Checking |
0.10% |
0.10% |
This account requires a $750 minimum average daily balance to earn dividends. |
Money Market |
APR |
APY |
$2,000 – $4,999 |
1.20% |
1.21% |
$5,000 – $9,999 |
1.30% |
1.31% |
$10,000 – $24,999 |
1.40% |
1.41% |
$25,000 – $49,999 |
1.50% |
1.51% |
$50,000 – $99,999 |
1.70% |
1.71% |
$100,000 – $249,999 |
1.85% |
1.86% |
$250,000 and up |
2.00% |
2.02% |
This account requires a $2,000 minimum daily balance to earn dividends. |
Certificates of Deposit |
APR |
APY |
6 months |
2.00% |
2.02% |
12 months |
2.50% |
2.52% |
24 months |
3.25% |
3.29%% |
36 months |
3.45% |
3.50% |
60 months |
3.65% |
3.71% |
24-month Payroll Deduction* |
3.25% |
3.30% |
36-month Payroll Deduction* |
3.45% |
3.50% |
60-month Payroll Deduction* |
3.65% |
3.71% |
This account requires a $1,000 minimum daily balance to earn dividends. |
APR = Annual Percentage Rate; APY = Annual Percentage Yield
*Interest compounded semi-annually.