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Loans

Vehicle Loans

We offer no-hassle car, truck, SUV, boat, RV and motorcycle loans for both new and used models.

Cars, Trucks, & SUV’s

Whether you’re in the market for a new model, a used model or looking for a lower payment on your current loan, our Member Service Representatives will guide you through the process step-by-step.
  • Fast Pre-Approvals
  • Competitive Interest Rates
  • Terms Up To 84-Months
  • Superior Service
  • Electronic Signature
  • Online Applications
  • GAP Coverage Available
  • No Prepayment Penalties
Getting pre-approved is a great way to save time and money at the dealership. Online applications and electronic signatures make the process fast and convenient. Get in your dream car sooner than you ever thought possible. Loan Application >

Boats

If you like to spend time on the water, we can help you do it on your dream boat or personal watercraft. We offer great rates and extended terms on boat loans.
  • Competitive Interest Rates
  • Flexible Terms
  • Superior Service
  • Electronic Signature
  • Online Applications
  • No Prepayment Penalties
Be your own captain this boating season!
Loan Application >

Motorcycles

If it roars and has handlebars, we can help you put your feet on the pegs. We offer loans on every kind of motorcycle you can think of – dirt bikes, street bikes, cruisers, choppers, Harleys and more. Our motorcycle loans have all the same great features as our other vehicle loans.
  • Competitive Interest Rates
  • Terms Up To 84-Months
  • Superior Service
  • Electronic Signature
  • Online Applications
  • GAP Coverage Available
  • No Prepayment Penalties
We can help you hit the open road…or trail. Get started today.
Loan Application >

Recreational Vehicles

Forget hotel rooms and setting up camp every night. Travel in style! We can help you get into your dream big rig. Buying one of these beasts can be complicated. We can help make the process easy and convenient.
  • Competitive Interest Rates
  • Terms Up To 84-Months
  • Superior Service
  • Electronic Signature
  • Online Applications
  • GAP Coverage Available
  • No Prepayment Penalties
Loan Application >

Personal Loans

We offer personal loans to help boost your budget for whatever your life throws your way.

Whether you are planning a wedding, consolidating debt or making a large purchase like new appliances or a computer, a personal loan is a great way to get it done. As with any of our loans, you’ll get:
  • Competitive Interest Rates and Terms
  • Electronic Signatures
  • Online Applications
  • No Prepayment Penalties

HCFCU NMLS# 804925; Terry Summers #809586; Jarrod Deatherage #809589; Samuel Davis #1016454; Shannon Arts #809588; Angela Anderson #1652958; Patricia Tegethoff #1320968

Home Loans

Whether you’re looking for your first home, your forever home or looking to leverage the equity in your home, we can help!

 

 

First Mortgages

Get a mortgage from someone you know and trust. Our mortgage partnerships give you access to the best options around.

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Home Equity Line of Credit

This type of home equity loan gives you access to a line of credit secured by your home. You’re in control. Access the funds for whatever you like as you need them by taking advances up to your approved limit.

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Closed End Home Equity Loan

This type of home equity loan has a fixed rate and only one disbursement. Use the loan proceeds for whatever you’d like. Paying off credit cards, home remodeling and paying for college are popular options.

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Student Loan Consolidations

Student loans have become a heavy burden on college graduates. Consolidating student loans may lower monthly payments and provide interest savings. Learn More >

Share Secured Loans

Use your savings or certificate(s) of deposit as collateral for your loan. These types of loans offer low interest rates and flexible repayment terms.

Apply Now >LOAN RATES

GAP

Protect yourself from additional losses in the event your vehicle is stolen or involved in an accident and ruled a total loss. If your insurance does not completely payoff the remaining balance, GAP will cover the difference. As an added benefit, our GAP comes with Auto Deductible Reimbursement. What’s that? If you are involved in a non-total loss accident, your deductible will be reimbursed up to $500 twice per year.

Credit Disability Insurance

This coverage may help make your loan payment, up to the policy maximum, if you become totally disabled due to a covered injury or illness.

Mechanical Breakdown Protection (MBP)

Don’t worry about unexpected car repairs. A Mechanical Breakdown Protection policy with your auto loan will give you peace of mind to know that your vehicle is protected against unexpected malfunctions. Contact Us For A Free Quote >

Credit Life Insurance

This coverage is designed to help reduce or pay off your eligible loan balance, up to the policy maximum, should you pass away or be diagnosed with a terminal illness.

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