Targeted Victims Are Internet & Email Users

A new wave of online scams has popped up claiming that “Your credit card is one week overdue.” The phony emails, which have subject lines such as “Your financial debt overdue,” “Payment by credit card overdue,” and “Credit card overdue,” include a 10-digit customer number, a pay date and a message that reads, “If you pay the debt within 2 days, there will be no extra charges. In 2 days, a $25 late fee and a finance charge will be imposed on your account.” The credit card company name and account number may or may not match up with the numbers of actual accounts held by the receiver.

Users who are tricked into opening the file attached to these messages run the risk of downloading Troj/Invo-Zip, a malicious Trojan that could give attackers remote access to the consumer’s computer.


  1. If you receive email like these, do not download any attached files.
  2. Report the email to your financial institution and check your bank statements.
  3. File a complaint with the Internet Crime Complaint Center’s (IC3) website at