Dividend Rates
Effective as of: December 12, 2019.
| Account Type | APR | APY |
|---|---|---|
| Shares (Savings) | 0.20% | 0.20% |
| Christmas/Wish Clubs | 0.20% | 0.20% |
| IRA Shares | 0.50% | 0.50% |
| The above accounts require a $250 minimum average daily balance to earn dividends. | ||
| Gold Checking | 0.10% | 0.10% |
| This account requires a $750 minimum average daily balance to earn dividends. | ||
| Money Market | APR | APY |
|---|---|---|
| $2,000 - $4,999 | 0.90% | 0.90% |
| $5,000 - $9,999 | 0.90% | 0.90% |
| $10,000 - $24,999 | 0.95% | 0.95% |
| $25,000 - $49,999 | 1.00% | 1.00% |
| $50,000 - $99,999 | 1.05% | 1.05% |
| $100,000 - $249,999 | 1.15% | 1.15% |
| $250,000 and up | 1.20% | 1.20% |
| This account requires a $2,000 minimum daily balance to earn dividends. | ||
| Certificates of Deposit | APR | APY |
|---|---|---|
| 6 months | 1.30% | 1.30% |
| 12 months | 1.75% | 1.76% |
| 24 months | 2.10% | 2.11% |
| 36 months | 2.20% | 2.21% |
| 60 months | 2.40% | 2.41% |
| 24-month Payroll Deduction* | 2.10% | 2.11% |
| 36-month Payroll Deduction* | 2.20% | 2.21% |
| 60-month Payroll Deduction* | 2.40% | 2.41% |
| This account requires a $1,000 minimum daily balance to earn dividends. | ||
APR = Annual Percentage Rate; APY = Annual Percentage Yield
*Interest compounded semi-annually.
