Savings & Investment Rates

Effective as of:  December 09, 2022

Account Type APR APY
Shares (Savings) 0.20% 0.20%
Christmas/Wish Clubs 0.30% 0.30%
IRA Shares 0.40% 0.40%
The above accounts require a $250 minimum average daily balance to earn dividends.
Gold Checking 0.10% 0.10%
This account requires a $750 minimum average daily balance to earn dividends.

 

Money Market APR APY
$2,000 - $4,999 0.75% 0.75%
$5,000 - $9,999 0.80% 0.80%
$10,000 - $24,999 0.85% 0.85%
$25,000 - $49,999 0.90% 0.90%
$50,000 - $99,999 1.00% 1.00%
$100,000 - $249,999 1.10% 1.10%
$250,000 and up 1.25% 1.26%
This account requires a $2,000 minimum daily balance to earn dividends.

 

Certificates of Deposit APR APY
6 months 1.25% 1.26%
12 months 1.75% 1.76%
24 months 2.25% 2.27%
36 months 2.50% 2.52%
60 months 3.00% 3.03%
24-month Payroll Deduction* 2.25% 2.27%
36-month Payroll Deduction* 2.50% 2.52%
60-month Payroll Deduction* 3.00% 3.03%
This account requires a $1,000 minimum daily balance to earn dividends.

APR = Annual Percentage Rate; APY = Annual Percentage Yield
*Interest compounded semi-annually.