Savings & Investment Rates

Effective as of:  September 16, 2022

Account Type APR APY
Shares (Savings) 0.10% 0.10%
Christmas/Wish Clubs 0.15% 0.15%
IRA Shares 0.25% 0.25%
The above accounts require a $250 minimum average daily balance to earn dividends.
Gold Checking 0.10% 0.10%
This account requires a $750 minimum average daily balance to earn dividends.

 

Money Market APR APY
$2,000 - $4,999 0.40% 0.40%
$5,000 - $9,999 0.40% 0.40%
$10,000 - $24,999 0.45% 0.45%
$25,000 - $49,999 0.45% 0.45%
$50,000 - $99,999 0.55% 0.55%
$100,000 - $249,999 0.65% 0.65%
$250,000 and up 0.75% 0.75%
This account requires a $2,000 minimum daily balance to earn dividends.

 

Certificates of Deposit APR APY
6 months 0.75% 0.75%
12 months 1.25% 1.26%
24 months 1.35% 1.36%
36 months 1.50% 1.51%
60 months 1.75% 1.76%
24-month Payroll Deduction* 1.35% 1.36%
36-month Payroll Deduction* 1.50% 1.51%
60-month Payroll Deduction* 1.75% 1.76%
This account requires a $1,000 minimum daily balance to earn dividends.

APR = Annual Percentage Rate; APY = Annual Percentage Yield
*Interest compounded semi-annually.