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Dividend Rates

Effective as of: December 12, 2019.

Account Type APR APY
Shares (Savings) 0.20% 0.20%
Christmas/Wish Clubs 0.20% 0.20%
IRA Shares 0.50% 0.50%
The above accounts require a $250 minimum average daily balance to earn dividends.
Gold Checking 0.10% 0.10%
This account requires a $750 minimum average daily balance to earn dividends.

 

Money Market APR APY
$2,000 - $4,999 0.90% 0.90%
$5,000 - $9,999 0.90% 0.90%
$10,000 - $24,999 0.95% 0.95%
$25,000 - $49,999 1.00% 1.00%
$50,000 - $99,999 1.05% 1.05%
$100,000 - $249,999 1.15% 1.15%
$250,000 and up 1.20% 1.20%
This account requires a $2,000 minimum daily balance to earn dividends.

 

Certificates of Deposit APR APY
6 months 1.30% 1.30%
12 months 1.75% 1.76%
24 months 2.10% 2.11%
36 months 2.20% 2.21%
60 months 2.40% 2.41%
24-month Payroll Deduction* 2.10% 2.11%
36-month Payroll Deduction* 2.20% 2.21%
60-month Payroll Deduction* 2.40% 2.41%
This account requires a $1,000 minimum daily balance to earn dividends.

APR = Annual Percentage Rate; APY = Annual Percentage Yield
*Interest compounded semi-annually.