Savings & Investment Rates

Effective as of:  April 23, 2021

Account Type APR APY
Shares (Savings) 0.05% 0.05%
Christmas/Wish Clubs 0.05% 0.05%
IRA Shares 0.25% 0.25%
The above accounts require a $250 minimum average daily balance to earn dividends.
Gold Checking 0.10% 0.10%
This account requires a $750 minimum average daily balance to earn dividends.

 

Money Market APR APY
$2,000 - $4,999 0.10% 0.10%
$5,000 - $9,999 0.10% 0.10%
$10,000 - $24,999 0.15% 0.15%
$25,000 - $49,999 0.15% 0.15%
$50,000 - $99,999 0.20% 0.20%
$100,000 - $249,999 0.25% 0.25%
$250,000 and up 0.25% 0.25%
This account requires a $2,000 minimum daily balance to earn dividends.

 

Certificates of Deposit APR APY
6 months 0.20% 0.20%
12 months 0.30% 0.30%
24 months 0.40% 0.40%
36 months 0.55% 0.55%
60 months 0.75% 0.75%
24-month Payroll Deduction* 0.40% 0.40%
36-month Payroll Deduction* 0.55% 0.55%
60-month Payroll Deduction* 0.75% 0.75%
This account requires a $1,000 minimum daily balance to earn dividends.

APR = Annual Percentage Rate; APY = Annual Percentage Yield
*Interest compounded semi-annually.