News & Notices
Jul 19, 2019
An Asian-inspired dish that’s super-easy on the cook and will have everyone begging for seconds!
Jul 16, 2019
Did you make financial goals for 2019? What kind of progress are you making toward them? June is the perfect month for a financial check-up and Health Care Family Credit Union has the tools and knowledge to help you get it done.
Jul 15, 2019
Most people don’t know that many teachers pay out of pocket to help supply students with much need school supplies. Join us in supporting the St. Peters and Fort Zumwalt elementary school district by donating to their school supply drive.
Jul 12, 2019
As a college student living away from home, perhaps for the first time in your life, you’re in charge of all your dietary needs. No one’s stocking the fridge and pantry with your favorite snacks, or whipping up your best dinner each night. If you want to eat, you’ve got to plan.
Jul 09, 2019
Does your checking account really fit your needs? Let’s find out.
Jul 09, 2019
Heading out of town for vacation? Whatever your plans, here’s a list of things to take care of before you leave.
Jul 08, 2019
Riiiing! You race for the landline, but the caller has already hung up—after just one ring. How rude! You thumb through the Caller ID, poised to give your mysterious caller a ring back when you note the strange area code. Should you, or shouldn’t you, make this call?
Jul 03, 2019
As a member of Health Care Family Credit Union, you know credit unions are always striving to serve their members and community in much as possible. We value each member’s input as an equal owner in the credit union, and we offer flexible loan terms, low-cost accounts and higher dividends to help members achieve and maintain financial wellness.
Jun 28, 2019
Creamy pasta for just a few dollars in less time than it takes to order dinner in!
Jun 27, 2019
As summer begins and flowers blossom everywhere, you might be dreaming about a garden of your own. But shopping for your garden-to-be can be daunting. There’s so much to buy—and it’s all so expensive! Can you really afford to have the garden of your dreams?
Jun 25, 2019
8 SIDE HUSTLES ANYONE CAN DO
Jun 19, 2019
What does your home smell like?
Jun 18, 2019
Need tips on how to save on this year's vacation? Check out our tips!
Jun 17, 2019
You may be feeling impatient to start more aggressively paying down debt, but it’s important to first create an emergency fund.
Jun 14, 2019
Whether you live in the bitter cold of the Northeast or the extreme desert heat, outdoor gardening can be a logistical nightmare. But pulling some of the outdoors into your home with houseplants can reap numerous health benefits and add to your home décor
Jun 12, 2019
Shopping for a car doesn’t have to be complicated. To help you out, we’ve created a list of key features to consider in your new car, and a list of features you can skip.
Jun 06, 2019
Vacations are important for your physical and mental wellbeing, and you may be planning the perfect summer vacation. But how are you going to get around the price tag on your getaway?
May 22, 2019
Since 1971, Memorial Day has been celebrated as an extended weekend away from work and the unofficial start of summer.
May 21, 2019
Congrats—you’re ready to purchase your first real car! The process can be daunting, but Health Care Family Credit Union will walk you through it. Follow our guidelines for a stress-free ride!
May 17, 2019
May 15, 2019
If the majority of your outstanding debt is credit card debt, you may be spending hundreds of dollars just on interest alone.
May 14, 2019
May 10, 2019
This chicken serves up a fresh burst of flavor with a side of wow!
May 06, 2019
If you’re thinking of selling your home, think spring. That’s because the season of blossoming flowers and gentle breezes has traditionally held the designation as the best time of year to sell a home.
May 04, 2019
We are happy to announce the dates for 2019's annual Shred Week!
May 01, 2019
Opening your first credit card is one of the rites of passage into genuine adulthood, but with so much conflicting information, it can all get confusing fast!
Apr 29, 2019
Thanks to P2P payment services, like Venmo and Zelle, you can easily transfer funds to someone with just a few swipes on your phone.
Apr 26, 2019
Peer-to-peer (P2P) payment systems are forever changing the way we handle our money and our social finances.
Apr 23, 2019
Apr 19, 2019
Build your job security and never worry about facing unemployment again!
Apr 17, 2019
The best way to teach a child financial responsibility is by encouraging her to earn and manage her own money. As the weather warms and summer nears, there are many ways for your kids to pull in extra cash.
Apr 16, 2019
Scammers will try anything to fool college students into parting with their money. Don’t get hooked! Here’s what you need to know about three popular student loan scams.
Apr 09, 2019
Dollar stores can be spending traps, but they can also be a great way to snag bargains. It’s all in how you plan. Read on to learn how to get the best deal at the dollar store.
Apr 01, 2019
We love helping organizations in our communities, and Weekend on Wheels is one of our favorites! They say that about 40% of the student population within the Maplewood Richmond Heights school district qualify for free or reduced-price lunches.
Mar 28, 2019
Need help explaining peer pressure? Check out our article.
Mar 22, 2019
Pierogies and bacon and cheese and tomatoes; need we say more?
Mar 21, 2019
Single parenting brings unique budgeting challenges.
Mar 19, 2019
The spring is the perfect time to start planning your vacation! Before you start booking flights, here are a few tips to ensure you have a great vacation!
Mar 18, 2019
Crowdfunding platforms like GoFundMe, Kickstarter and IndieGoGo are packed with eager entrepreneurs and desperately needy individuals alike.
Mar 18, 2019
You read that right! You can now text message our Member Service Team.
Mar 15, 2019
It’s your first spring break and you’re totally psyched! But that doesn’t mean you need to break the bank. Have yourself an awesome time without blowing your budget by following these five spring break tips.
Mar 12, 2019
They are many accounts out there that allow you to grow your savings. But, which account is right for you?
Mar 11, 2019
Renter’s insurance provides coverage against financial responsibility and liability in the event of an accident, theft or natural disaster. Premiums are fairly cheap and the payoff can be tremendous.
Mar 08, 2019
Mar 07, 2019
An annual meeting is a gathering of credit union staff, Board of Directors and members.
Mar 05, 2019
The average American wedding cost has eclipsed $35,000. That’s more than half the yearly median income! Most of this growth in cost comes from the guest list. Couples are inviting more people and doing more for them.
Mar 04, 2019
The IRS is cautioning taxpayers to be extra careful this tax season due to a 60% increase in email phishing scams over the past year.
Feb 27, 2019
It’s the time of year when the blues hit the hardest. And while many people turn to costly escapes, you can get the same results without spending a penny. Let Health Care Family Credit Union show you how to de-stress for less and send that down mood packing!
Feb 26, 2019
“Spoofing” refers to a website that claims to be a certain type of business or charity, when it is really a fictitious business that’s out to gain a victim’s credit card number or personal information.
Feb 22, 2019
According to the most recent estimates, the average cost of raising a child in the US is $241, 080. Since a lot of the costs are built into the rest of your spending (e.g.: food) we’ll focus on costs that apply just to the kids.
Feb 20, 2019
It may seem like a no-brainer, because the foods we eat in the morning are usually simple, on-the-go fare, while the evening meal is a more relaxed...
Feb 19, 2019
We all start out in life as consummate takers. Can you train your children to find the beauty in giving and doing for others?
Feb 11, 2019
Do I need to have a separate rainy day fund and emergency fund?
Feb 08, 2019
If you’re in the market for your first apartment, you may be feeling a little lost—and somewhat overwhelmed.
Feb 05, 2019
Short of winning the lottery or landing a Wall Street-sized bonus, can you end up with more money every month (to save or to spend) without giving up the small luxuries that make life so much more enjoyable?
Feb 01, 2019
Bringing back this Martha Stewart-inspired pasta this weekend. With just one pot to wash, it’s a no-brainer!
Jan 29, 2019
If you’re looking for ways to earn extra cash, look no further than your computer screen. With internet access and a modest time investment, you can give your budget the extra padding it needs.
Jan 23, 2019
The mad holiday rush may be over, but scammers aren’t slowing down. Protect yourself from these five common scams that happen this time of year.
Jan 09, 2019
I’ve had some trouble with credit in the past, but I’m trying to turn over a new leaf. I think I’m doing everything right, but my credit score still isn’t rising! What gives?
Jan 02, 2019
Have the irresponsible financial decisions you’ve made while in your 20s left you with piles of debt and other repercussions?
Jan 02, 2019
You see the phrase “free checking” and think to yourself, “So what? Every bank has free checking”. On the contrary, that is not at all true. Most banks charge fees as a way of generating income and most of those fees come from checking accounts.
Dec 27, 2018
Friends are a huge part of college life. Most students actually spend close to 90 hours a week with their friends – compared to just 15 hours in class!
Dec 26, 2018
Get more exercise. Lose weight. Quit smoking. These are the bold boasts of New Year’s resolutions. Folks commit themselves to radically changing their lives at the start of the calendar year. About 45% of people make New Year’s resolutions in the average year, and most have to do with health.
Dec 18, 2018
Dining out with family and friends is a wonderful experience, but it can take a huge bite out of your budget. No worries—we’re not going to try convincing you to give up your favorite fast food restaurant. Instead, use our hacks to trim your bill when dining out.
Dec 17, 2018
It isn’t easy for a child to hear a “no” when they want something, but it can be even harder for parents to say.
Dec 13, 2018
Holiday season is also scam season, so be alert! Watch for phishing emails stealing your info, fake charities taking your money and porch pirates pilfering your packages. Beware job offers that use fake websites to steal your info, and bogus sites and fake freebies offering something for nothing … except your identity!
Dec 11, 2018
Here are 10 ways online retailers push us to overspend
Dec 07, 2018
Feed your inner child with these awesome, fun-to-eat chicken fingers!
Dec 06, 2018
These tips can help you boost your credit score.
Dec 04, 2018
You may not think you’re addicted to your phone, but they are created to keep us completely absorbed and captivated. In fact, the average American adult checks their phone every 12 minutes and spends more than 4 hours on their phone daily. Prepare to regain control of your life!
Nov 30, 2018
Keep your home warm and safe this winter by following our comprehensive to-do list before the real cold sets in.
Nov 28, 2018
My landline is rarely used and I’d love to save some money. Should I lose my landline?
Nov 24, 2018
Here at Health Care Family Credit Union, we believe in supporting the community and helping local businesses flourish. Join us in our important goal by shopping local on Small Business Saturday and throughout the holiday season.
Nov 23, 2018
Black Friday and Cyber Monday can be fun – but they can also put you at risk. Here are 5 scams to look out for as you brave the frenzied crowds while trying to snag the best deals after Thanksgiving.
Nov 20, 2018
Are your health insurance premiums making you sick? Let’s explore another health care option that’s growing in popularity, but you may not be familiar with: health share programs.
Nov 14, 2018
Whodunnit? When we’re talking about credit card fraud, everyone’s pointing fingers at everyone else. Consumers tend to blame the credit card issuer, but the vulnerability usually lies with the point-of-sale terminal.
Nov 13, 2018
The holidays are here! Let us help you get the most out of your holiday season!
Nov 05, 2018
Project 333 is a wardrobe challenge that has been slimming down closets around the world since 2010. Participants boast about a smoother morning routine, lots of extra time, an increased sense of happiness and loads of money saved, all thanks to Project 333. Are you up for the challenge?
Oct 24, 2018
To our kids, school might mean endless classes and piles of homework and tests. But for adults, advancing our education often means a higher salary.
Oct 23, 2018
Not sure what you’ll gain by budgeting? Here’s a list of the benefits.
Oct 19, 2018
With your mind so muddled with details like classes, exams and papers, who has time to think about food? You might be heading into the new semester with plans to subsist solely on convenience food and packaged junk. We’re looking at you, ramen noodles!
Oct 17, 2018
Finally, it's Fall! For a limited time we are offering special interest rates on credit cards.
Oct 12, 2018
Blackmail and extortion are some of the oldest tricks in the book — because they work. That’s why a fresh wave of these scams hit the internet last month, ensnaring dozens of victims. Here’s what you need to know about these scams.
Oct 09, 2018
Here’s when that steal of a deal is not such a bargain after all.
Oct 02, 2018
A compromised computer can put you at risk for money loss, phishing scams or even complete identity theft. Read on for steps you can take to keep yourself safe online.
Sep 27, 2018
Shake up the old-hat spaghetti and meatballs with this French-inspired twist!
Sep 26, 2018
When the lines between needs and wants are blurred, curbing our spending becomes an impossible task. Teach your children this crucial tool and empower them for life.
Sep 25, 2018
Pack a lunch and save some money!
Sep 24, 2018
Health Care Family Credit Union Money Market accounts offer convenient features with an attractive rate of return to help your money grow. You’ll earn a handsome return on your money without the risk of the stock market or the restrictiveness of a Share Certificate account.
Sep 18, 2018
You might be a person who does very well with your money. Your money management skills are serving you well. On the other hand, you might have some concern about your spending habits. Maybe you are an over spender.
Sep 17, 2018
On June 13, the Federal Funds Target rate was increased for the second time in 2018. The rate increase was prompted by optimistic feelings about the general state of the economy. In addition, inflation rates are close to the Fed’s target goal, while unemployment rates have dropped to 3.8%.
Sep 14, 2018
As a college student with dozens of courses to attend, papers to write and tests to cram for, your brain needs to be in full gear at all times.
Sep 10, 2018
The months leading up to the purchase of a new home are super-busy. There’s so much to do! While you’re tending to everything on your list, be careful not to let your guard down. A recent uptick in mortgage fraud means house-hunters need to be extra vigilant.
Sep 07, 2018
Carve out a few hours this weekend to give your entire closet a thorough cleaning.
Sep 06, 2018
Refinancing your mortgage can have a big impact on your finances. That’s why it’s important to consider all angles before deciding if a pre-retirement refinance is right for you.
Aug 28, 2018
Have you been looking for a safe way to invest some of your hard-earned cash? We've recreated a couple of our traditional accounts to offer Investment Club members a better way to save!
Aug 23, 2018
You don’t have to be a genuine Coupon Queen to save money on groceries. Teach your kids how to shop the sales and use coupons in the best way possible.
Aug 21, 2018
Gas-pump skimming is an old crime making a comeback, and your card may be at risk. Since skimmer devices are almost invisible, they can be difficult to spot. And Bluetooth technology lets the scammer remotely obtain the info it collects from as far as 100 yards away.
Aug 20, 2018
Always remember that the most important factor in using money wisely is not how much money you make, but how you manage your spending! Here are ten rules that can help you achieve financial success.
Aug 17, 2018
You’re convinced: You really want that Coach handbag. Or maybe you just know that gigantic entertainment center will transform your weekends. So you swipe your card and the dream item becomes yours. You’re thrilled!
Aug 16, 2018
Hopefully, you’re working hard to keep a high credit score by using your cards and paying on time. You may be wondering, though, if more is better. Is several credit cards and more available credit a good idea? Or, are too many cards a liability to your score?
Aug 13, 2018
Knowing how to successfully balance your checkbook is an important component of sound person money management. Balancing your checkbook gives you more control over your day-to-day finances and can help you reduce or eliminate overdraft fees, Non-sufficient (NSF) fees or reduce unnecessary spending.
Aug 10, 2018
We know you’re super-busy at college. Your schedule is packed, and in between coursework, attending classes, holding down a part-time job and having some sort of social life, you also have to remember to call home every once in a while.
Aug 09, 2018
What’s the best way to pay for a home renovation? You have several choices when it comes to funding a home renovation. Let’s first take a look at some common choices and the disadvantages that may not make them the best option.
Aug 07, 2018
Save big this season with our handy list of back-to-school shopping hacks!
Aug 06, 2018
Who wants to be tangled up in technicalities during the months and weeks before a wedding?
Aug 02, 2018
Youâ€™re creditâ€™s trending the wrong way and youâ€™re desperate for a loan. Unfortunately, though, it seems that no reputable institution is willing to work with you â€“ and the few that are offer very unforgiving terms.Â
Jul 31, 2018
Ready to make waves without sinking your budget? Hereâ€™s eight simple steps to save up for the boat of your dreams.Â
Jul 31, 2018
Students aren't the only ones who'll need to pull out the pens, paper and calculators for the back-to-school season. Parents who want to keep back-to-school spending under control should consider doing the same.
Jul 26, 2018
Chasing after that elusive higher standard is a lifelong struggle. Give your kids the tools they need to fight this urge while theyâ€™re still young.Â
Jul 24, 2018
Text messaging has come under attack as one of the most vulnerable mediums for identity theft and more. Hereâ€™s what you need to know about an SMS message-based scam called â€œsmishing.â€
Jul 23, 2018
Summer is almost over, but there's still time to take advantage of special pricing on Six Flags St. Louis tickets!
Jul 20, 2018
You donâ€™t need to skimp on theÂ weddingÂ of your dreams or go deeply into debt to pay for it. By planning ahead, choosing wisely and prioritizing whatâ€™s truly important, you can say â€œI Doâ€ Â without stressing overÂ wedding costs.
Jul 18, 2018
If you find yourself thinking any of the following, itâ€™s time to give your money attitude a shakeup!
Jul 17, 2018
How do you pay for your purchases? It may be instinct for you to pull out any piece of plastic without thinking, but your random card of choice might not be the safest way to pay.Â
Jul 16, 2018
Many people think they have a great credit card. They automatically assume that the card they've been offered is the best one available to them. This isn't always the case.
Jul 13, 2018
How about something different for tonightâ€™s dinner thatâ€™s still easy on the budget?
Jul 11, 2018
Between astronomical tuition bills, piles of textbooks to purchase, foods costs and supplies, being a college student is definitely not cheap.
Jul 10, 2018
You probably already know water is the best beverage choice for your health and for your money. But did you know bottled water may be costing you a fortune?Â
Jul 09, 2018
You're busy. So does it really make sense to have to go to one site to check out your car loan, another to pay your mortgage and yet another to see your checking account? No. My Money Manager has done something about it.
Jul 03, 2018
Refinancing your home can be a smart move, as long as you take all the factors into consideration.
Jul 02, 2018
It's easy to overlook the importance of reviewing your finances periodically. Are you getting the best deal you can on financial services?
Jun 25, 2018
Going on and planning for a vacation isn't supposed to be stressful, but it certainly can be. Especially if you don't plan ahead.
Jun 22, 2018
Whether you use a modest charcoal grill or an upscale Weber, weâ€™ve got your BBQ success covered! Hereâ€™s 13 genius grilling hacks that will take your â€˜cue to the next level.Â
Jun 20, 2018
Impulse purchases can wreak havoc on the most carefully constructed budgets. By teachingÂ your kids how to recognize them, you will be giving them the tools for overcoming thatÂ overpowering impulse to buy, buy, buy.
Jun 19, 2018
A kitchen remodel or makeover not only adds value to your home, it will almost feel like youâ€™ve got a new home. Hereâ€™s 4 ways to bring your dream kitchen to life.Â
Jun 18, 2018
CDs are an important piece of your financial portfolio. They offer a safe way to invest your money while still earning interest.
Jun 13, 2018
Tech support scams are some of the most nefarious forms of hacks.
Jun 12, 2018
Keeping up with all your classes, reports and exams is no simple feat. And while we canâ€™t make your classes easier, we can help lighten your workload with this awesome list of online resources for college students. Take advantage of all the internet has to offer!
Jun 11, 2018
You don't have to spend thousands upon thousands of dollars and travel hundreds or thousands of miles to have a great vacation.
Jun 07, 2018
Everyone has their own version of a dream vacation. But, for most of us, it never becomes a reality. Read on for six ways to make that dream vacation come true.
May 31, 2018
Youâ€™ve finally got a day off from work! Hereâ€™s how to enjoy the day without draining your wallet!
May 29, 2018
Over the last few years, social media scams have exploded, with fake Twitter and Facebook profiles increasing by 100% in just one year. That also means there are several types of social media scams, most which involve a phishing scheme component.
May 24, 2018
Your primary reason for attending college is to jumpstart your career, of course. But, did you know there are many other things you can do now to help secure your future?
May 22, 2018
Iâ€™ve had a financial emergency and I donâ€™t know how to pay for it! What are my options?Â
May 16, 2018
If youâ€™re desperate to own a home of your own, you are likely saving up until you have 20% of your dream homeâ€™s total value.Â
May 14, 2018
In case you weren't able to make our seminar on buying a car - here's a recap of everything we covered!
May 11, 2018
Bad habits are a lot more than just a drag on your health and time â€“ they can also put a serious strain on your budget. Hereâ€™s some average expenses of habits that may be impacting your finances.
May 10, 2018
RISING INTEREST RATES Interest rates have been steadily increasing over the last year. So, if youâ€™re thinking of taking out a large loan in the near future, you might be waiting until those rates start going down again.Â Hereâ€™s why that might not be the best idea.
May 02, 2018
Weekends on Wheels Food Drive Recap
May 01, 2018
May is Nurses Month and we want to give one lucky nurse a day of pampering! Enter for a chance to win a spa package from The Face & The Body Spa. The package includes: European spa facial, Swedish massage and spa manicure & pedicure.
May 01, 2018
When that first delightful spring breeze starts blowing, you know itâ€™s time to get your house in shape. But thereâ€™s more than just a neat house awaiting the end of all that hard work. With just a few steps, you can put some extra cash in your wallet.Â
Apr 27, 2018
Medicare is replacing its old cards with new ones. They contain an 11-digit code instead of a Social Security number. Unfortunately, even though the cards have not yet been issued, scammers are taking advantage of this change.
Apr 26, 2018
If youâ€™re looking to sell your home and start over elsewhere, you likely want that sale to happen as quickly as possible. Read on for 12 tricks to sell your home fast!
Apr 23, 2018
Join us for an event to help you through your next car purchase! Weâ€™ll talk about determining how much car you can afford, how to deal with dealerships, buying used, warranty options, financial and insurance options.
Apr 19, 2018
Give your kids a clear understanding of why saving is crucial to financial wellness and how to make it happen.
Apr 18, 2018
Nothing beats the excitement and novelty of your very first real job. With your long-awaited degree in hand, the world is at your fingertips! You can do it all â€“ and you will. But first, you need to land that perfect job. For that to happen, youâ€™ll need to get through an interview looking poised, polished and professional.
Apr 16, 2018
Fun Games that Teach Kids About Money!
Apr 13, 2018
The money envelope system is a simple, proven and powerful way to keep spending in check.
Apr 12, 2018
Youâ€™re not alone. Many Americans are dissatisfied with their banks, and are looking to make a switch.
Apr 10, 2018
Money is personal. We all have our own ideas of how we think about it, spend it, save it and try to earn it. But, when youâ€™re sharing so much of your life with a partner, itâ€™s inevitable that your individual approaches toward money will sometimes clash.
Apr 09, 2018
Four Ways to Teach Your Kids About Saving Money
Apr 03, 2018
Forget Summer Loan Payments!
Apr 02, 2018
Youth Savings Contest
Apr 02, 2018
The Science of Saving
Mar 28, 2018
7 Things to do Before Asking for A Raise.
Mar 26, 2018
Home equity loans can be a valuable borrowing tool for homeowners. Health Care Family Credit Union offers two different types of home equity loans, home equity lines of credit and closed end home equity loans.
Mar 22, 2018
Beware of Business Scams!
Mar 21, 2018
Mar 20, 2018
What To Look For When Buying New Appliances
Mar 19, 2018
What should you actually do with your tax return?
Mar 16, 2018
Asian Inspired Slow Cooker Chicken
Mar 13, 2018
What were the exact changes made to the U.S. tax code this year?
Mar 07, 2018
Knowing how to create and stick to a realistic budget is the foundation of successfully managing your money. Let your kids learn the secrets of budgeting at an early age.
Mar 06, 2018
DO ANY OF YOUR GADGETS BRING YOU MORE GRIEF THAN CONVENIENCE?
Mar 05, 2018
What comes to mind when you think about predatory lending?
Feb 28, 2018
4 INCREDIBLE FACTS IN HONOR OF BLACK HISTORY MONTH
Feb 26, 2018
We all know that having at least a basic budget or spending plan is important to keep our financial affairs in order. But what if you've gotten away from it? What steps should you take to get back on track and identify any spending leaks?
Feb 22, 2018
BEWARE OF INTEL PATCH SCAMS
Feb 20, 2018
Itâ€™s that time of year again! Get ready to break out the calculator and pencils; dig out the enormous pile of receipts, tax forms and pay stubs, and get to work.
Feb 20, 2018
Exercises That Improve Your Focus
Feb 19, 2018
If you've ever had a large unexpected bill you can probably attest to one of two things; you were glad that you had an emergency fund to cover the expense or you struggled to cover the rest of your monthly expenses as a result of the unexpected.
Feb 16, 2018
Move over, breakfast! Itâ€™s waffles, bacon and eggs for dinner!
Feb 12, 2018
There are all kinds of club savings accounts out there. Have you ever had one? For those who use them, they serve a great purpose. These accounts allow you to save towards a specific goal and keep the funds separate from your other savings.
Feb 07, 2018
One of the most fundamental financial lessons your kids are going to have to learn is about how you work for your money.
Feb 06, 2018
Did you know it's possible to clone a phone? It involves copying the identity of one phone to another. In fact, in today's digital world, when we use them for everything from ordering an Uber to paying for purchases, mobile phones can be a major source of security breaches.
Feb 06, 2018
On Jan. 22, amid much hype Amazon threw open the doors of its revolutionary cashierless store.
Feb 05, 2018
Payroll deductions make saving easy by making it automatic. Payroll deduction certificates of deposit add the benefit of a higher dividend rate.
Jan 29, 2018
We're giving one lucky saver a $100 Visa gift card! Find out how you could win.
Jan 22, 2018
The way we access our money is constantly changing. We've gone from having to visit physical locations for nearly every transaction to barely needing to visit a branch... ever... Are you taking advantage of all the online and mobile services Health Care Family Credit Union has to offer? Here's a list of online and mobile services you should start using to save time and money!
Jan 18, 2018
We all have our list of goals for the new year - but we usually overreach and under-deliver. That's why so many of us pen the same exact resolutions year after year...
Jan 17, 2018
If you're - finally! - in the middle of your last year at college, you likely spend lots of time thinking about that first, after-college job.
Jan 17, 2018
Buying a house is one of the biggest decisions you will ever make, and there are common mistakes that many first-time homeowners regret making. Here's how you can avoid them.
Jan 16, 2018
A complete dinner in just 15 minutes - and it's delicious too!
Jan 12, 2018
Winter brings cozy fires, happy holidays and fun sports like ice skating and skiing. Sometimes, though, winter brings other, less welcome things. With sunshine being scarce, many people get the winter blues.
Jan 11, 2018
Did you set financial goals for yourself or family for 2018? What are they? If saving money is one of your goals, you need to know about payroll deduction! The concept is very simple, but the results, when utilized correctly, add up quickly.
Jan 11, 2018
My Money Manager is more than just online transaction tracking software. It allows you to paint a complete picture of your finances.
Jan 10, 2018
January is the ideal time to set a new financial goal. Encourage your children to make a goal or two of their own with this fun activity.
Jan 09, 2018
For a large purchase, such as a home or a car, having that preapproval in hand before you start shopping is crucial. A preapproval is a written letter from a lender specifying how large of a loan you will be eligible for. The letter will also detail your estimated interest rate on the loan.
Jan 09, 2018
A major price is a given for every major purchase - or is it? If you time your buys right, you'll save a ton. Here are the best things to buy during each month of the year!
Jan 08, 2018
The new year will have many people examining the state of their financial affairs and wondering if they could do anything to improve their status. This examination can often cause stress about the amount of debt your are carrying. How can you end the cycle of minimum payments and never-ending credit card debt?
Jan 08, 2018
Early in their careers, people tend to focus on the here and now while ignoring the future. As you climb the ladder of success, you might think raises and promotions will never end and that you have forever to plan for the future. Surprisingly, though, the future comes faster than you can imagine.
Jan 03, 2018
The magic date has come and gone again. Millions of people make resolutions of change every new year. We're here to help you keep your financial resolutions.
Jan 02, 2018
What kind of resolutions did you make for the new year? For some, resolutions are lifestyle related like, eat healthier, exercise more or drink less. For others, financial resolutions are the top goals for the new year.
Jan 02, 2018
We know that stress impacts our health in various ways, but did you know the brain is also physically affected by stress?
Nov 22, 2017
I'm in the market for a new home, and everyone I talk to, from friends to financial advisors, suggests I get preapproved for a mortgage before I start hunting. Why is this so important?
Nov 21, 2017
You've got a lot on your plate this holiday season. Those decorations don't hang themselves and gifts don't buy themselves (yet). Why not give yourself one less thing to worry about?
Nov 15, 2017
Sure, a Turkey is typically the star of Thanksgiving dinner, but side dishes are where things get interesting! Here are our top 5 favorite sides plus a recipe for each one.
Nov 08, 2017
There's always been an aura of mystique surrounding the Apple company. From their legendary launches to the throngs of people camping outside stores for a new product release, Apple is a master at marketing
Nov 07, 2017
Thanksgiving means giving thanks for all the good in our lives. It also means stuffed turkey and gravy, cranberry pie and mashed potatoes. It's a time-honored tradition of spending time enjoying a delectable holiday meal while in the company of those we love. It can also mean spending an awful lot of money.
Oct 31, 2017
Now through November 14th you can help support the less fortunate in our community by donating a new or gently used coat to the Warners' Warm-up coat drive
Oct 17, 2017
I love taking up new interests, but between specialized equipment and gear, training and membership fees, every hobby I'm considering costs a lot more than I can afford! Is there any way for me to enjoy my downtime without spending a bundle?
Oct 17, 2017
With the holiday season fast approaching, college students across the country are thinking about their trips home. Whether you choose to go home for Thanksgiving or Christmas - or both - if that trip means hopping on a plane, you're looking at some big expenses.
Oct 17, 2017
Our annual Member Appreciation Day is coming soon!
Oct 05, 2017
If you've recently been rejected from a credit application of any kind, you may be looking at a poor credit score for any number of reasons. You might have been late with your credit card payments, have an outstanding judgment against you or have even been frauded or victimized by identity theft.
Oct 03, 2017
Repairing your credit can be an uphill battle. You're looking at months of hard work, negotiating with creditors, reworking your budget and identifying the factors that are making your credit score lag. In short, it's a hassle and it takes lots of time.
Sep 21, 2017
My workplace has recently announced it will no longer issue regular paychecks. Instead, it's offering employees a choice of receiving their wages via direct deposit or pay cards. What are they primary differences between these options and which is the better choice?
Sep 19, 2017
The long-anticipated day has finally come and gone. Your kids looked sharp and neat sporting spiffy backpacks and dressed in their sparkling new back-to-school clothing. You watched them board that bus and waved them off from your perch at the bus stop.
Sep 11, 2017
As we continue to learn more about data breaches, the trend seems to be that they get larger in scale each time they happen. Even if your private information hasn't been compromised, you should know what to do if it is.
Sep 05, 2017
Somewhere deep inside, we all know that money cannot buy happiness. Many people overspend and rack up thousands of dollars in credit card debt to live a lifestyle they believe will make them happy, only to discover they are living beyond their means.
Aug 29, 2017
Like it or not the holiday season is approaching quickly. Yes, it does seem like it just happened... But soon, we'll all be heading towards the malls, department stores, or our favorite online retailer to find the perfect gifts for friends and family.
Aug 28, 2017
Labor Day car sales are coming. Dealers will be looking to clear inventory before summer ends. Make sure you're prepared to get the best deal!
Aug 24, 2017
This past year has seen some of the worst cyberattacks in history. From the WannaCry attack in May to the Petya attack in June, thousands of people have lost thousands of dollars and valuable data to criminals using ransomware.
Aug 22, 2017
Financial setbacks come in all shapes and sizes. It can be an expensive household repair or major car trouble. It may be an increase in your insurance plus a rent hike taking effect at the same time. Or, it can be something more extreme, like getting a pay cut at work - or event being given a pink slip.
Aug 17, 2017
Monday marks the day of a rare celestial event - a total solar eclipse. The digital connectivity of our society has built this event to a massive scale. It will undoubtedly be a fantastic sight, but besides the shadow of the moon what else will the eclipse bring to town?
Aug 15, 2017
It seems like everyone is talking about the stock market hitting an all-time high of 22,000. What does that mean, in real-world terms? Is that a good thing?
Aug 15, 2017
So, why is it important for high school students to have their own account? Part of high school is growing up. Part of growing up is figuring out how to handle money. Almost everyone makes mistakes with money, it's pretty much inevitable. It's better to make those mistakes at a young age and learn how to prevent them going forward.
Aug 10, 2017
It's National S'mores Day! Could there possibly be a better food holiday? These are our favorite s'mores recipes
Aug 08, 2017
we've all heard it before: Close the vents in rooms you don't use, regularly replace you AC filters and vacuum the coils on your fridge. But what if you're following all the conventional energy-saving tips and your summertime electricity bill is still astronomical?
Aug 07, 2017
According to the National Retail Federation's annual survey, some parents will spend almost $670 to get one child ready for school this year (bankrate.com). And most school district's classes are starting in the next two weeks. Last minute panic spending could get you close to that $670. Don't worry; we've got you covered for back-to-school shopping tips!
Jul 27, 2017
Scammers contacting St. Louis Residents - We have recently become aware of scam emails claiming to be from the Federal Reserve Bank of St. Louis instructing recipients to use international wire transfers to pay a processing fee and, in return, receive pending inheritance or compensation.
Jul 25, 2017
Finding a product that doesn't bear a foreign label is a nearly impossible task. After all, when manufacturers can find labor and materials overseas for a fraction of the price, why would they bother building factories on American shores?
Jul 13, 2017
Scammers never take a break! Just when you think they've run out of steam, another scam surfaces in which fraudsters try to quietly take both your money and information.
Jul 12, 2017
Some people learn how to manage their personal finances while they are still in high school, some when they begin their first job, some when they're 30 and some never do. Get your students a head start on learning about personal finance. Learning the basics now can help them avoid financial pitfalls in the future.
Jul 12, 2017
On paper, unlimited data seems like a great deal. You can use your smartphone as much as you want and you'll never be charged for overages. Something about the word "unlimited" makes the plan seem more valuable.
Jul 10, 2017
Q: Summer puts a strain on my budget because of extra expenses! I've been looking for a way to get through it without racking up a huge credit card bill. I'm considering skip-a-payment. What do I need to know?
Jul 03, 2017
Scammers don't take summer off, in fact, some scams ramp up during the summer, particularly those geared toward vacations or travel.
Jul 03, 2017
The ocean is calling - and so is the open road. Your dream vacation awaits! But first, you need to work out the
Jun 30, 2017
Health Care Family Credit Union is proud to announce the winners of our annual scholarship contest. We are happy to be able to assist these students as they work towards degrees in higher education.
Jun 06, 2017
Unless you've been living under a rock, you've seen them practically everywhere. The small plastic gadgets don't do much, but they've completely overtaken the toy industry.
May 09, 2017
Nominate a nurse! Every year the March of Dimes honors nurses who set a standard of superb patient care. Their passion for care is second to none. Now is the time for nominations. Make sure your co-workers are recognized.
May 09, 2017
May is Nurses Month and we want to celebrate! To go along with our Spa Package we are also hosting a Nurse Appreciation Day! Come into either of our branches for snacks and a chance to win a prize!
May 09, 2017
Whether you're a regular news junkie or you rely on your better half to keep you updated on the latest, you'll get the same conflicting messages about the state of today's economy. One day you'll hear about rising wages, and the next day you'll read about the lagging growth in the GDP, or Gross Domestic Product.
May 01, 2017
Do you want to win a $100 Visa gift card? Who doesn't right? All you have to do to enter is enroll in My Money Manager.
Apr 26, 2017
We are happy to announce the dates for our annual shred event! Health Care Family Credit Union is committed to giving you a secure option for the disposal of your sensitive documents.
Apr 25, 2017
Have you ever wondered about the real differences between your savings and checking accounts? Many people realize there must be more to it than just the fact that one includes checks and the other does not. However, they just don't know what those differences are. So let's look at some of the technical differences that define each account type.
Apr 13, 2017
Who doesn't dream of becoming an instant millionaire? You might even have some detailed plans for how you'd spend an unexpected windfall if it were to happen. Imagine if a distant relative who'd been rolling in the stuff suddenly passed on and left you as their sole heir. Your dreams could now become a reality! Wouldn't you do anything to make that happen?
Apr 11, 2017
Managing money is a foundational life skill. There are so many factors involved and so many open-ended questions at play. How much should you be saving? When is it worth spending more? How do you keep spare change from burning a hole in your pocket? It takes years of discipline and training to perfect this skill, and ongoing self-control to maintain it.
Apr 10, 2017
Just in time for summer! Complete a home equity loan or line of credit and Health Care Family Credit Union will cover your appraisal fee!
Apr 06, 2017
Credit Union Youth Month is underway! We want to help encourage positive savings habits. We'll be giving away one pair of Six Flags St. Louis season passes to a lucky youth saver!
Mar 28, 2017
Get a $100 cash reward for every new line you switch to Sprint! This new exclusive cash rewards offer is our best one EVER! Now, as a credit union member, you can earn $100 for every line when you switch to Sprint.
Mar 24, 2017
Smartphones have become a ubiquitous part of our lives. Even if it's just there in case of emergencies, having a charged cellphone can provide a serious sense of security. That's why, when the battery meter starts to tick down, a cold sense of panic rises in your stomach.
Mar 24, 2017
On Saturday, March 11th The Lupus Foundation of Amercia, Heartland Chapter held their annual gala, The Purple Ball. Health Care Family Credit Union has been a supporter of the event and foundation for the past four years.
Mar 15, 2017
Our Home Buyer's Seminar has grown into a can't miss event! Our team and our mortgage partner, First Integrity Mortgage Services, will be on hand sharing all of our insights on the home purchase process.
Mar 10, 2017
We want to help you have the best summer ever! Refinance your current auto loan with Health Care Family Credit Union and we'll make your first payment* and give you up to 90 days of deferred payments. *Click here for full details
Mar 10, 2017
Temperatures are rising, days are getting longer and kids are dying to get out of the classroom! This can only mean one thing: Summer is just around the bend. It's time to start planning trips, summer camps, and summer jobs.
Feb 23, 2017
Tax season is a confusing time. In the midst of a paperwork blizzard, it seems that everyone needs triplicate copies of every document. It's not unusual for someone to lose a copy of an important document and need it to be re-issued. Of course, everyone's busy enough that no one wants to double check.
Feb 21, 2017
According to a new report by a leading wedding magazine, The Knot, the average American wedding cost has eclipsed $35,000. That's more than half of the yearly median income!
Feb 17, 2017
The question has been debated for what seems like forever. What should you actually do with your tax return? Like most things in the financial spectrum there isn't really a black and white answer to this question. It largely depends on your specific financial situation. However, here are a few good ways to use that tax refund.
Feb 16, 2017
Our newest addition to our online banking service, My Money Manager, is live now! Check out this powerful new financial management software by logging into Virtual Branch!
Feb 14, 2017
Investors can quickly get a bad taste in their mouths after researching a company they're considering. Fortunately, there are a number of ways investors can use their money for good.
Feb 09, 2017
How To Respond To "Can You Hear Me?" "Can you hear me know?" is the once-popular tagline of Verizon commercials, but it's also the headline of a new scam. Scammers making robocalls will ask some innocuous question. Once the targeted person says "yes," a recording is made of the response and it is used to sign up the target for unwanted, expensive services. It's a scheme that's been targeted at businesses before, but it has now shifted targeting to individual consumers across the country.
Feb 08, 2017
If there's one lesson in investing, it's that time in the market matters. The longer you leave your capital alone, the more it can grow. If past growth rates continue, the time you leave your savings alone is more important than how much you save.
Feb 06, 2017
Q: Tax forms have started rolling in and my mailbox looks like a can of alphabet soup exploded in it! What do I need and where do I start?
Feb 01, 2017
Find out how you could earn $50!
Jan 26, 2017
"Any sufficiently advanced technology is indistinguishable from magic," wrote noted science fiction Arthur C. Clarke. Our computer technology is certainly advanced enough that, to many, it looks like magic. As a result, the kind of wizardry that those with technical savvy can perform can be simply baffling.
Jan 24, 2017
Health Care Family Credit Union is happy to announce a new online banking tool. It's called "My Money Manager."
Jan 13, 2017
Our branches are closing at 12:00 PM today, January 13th. Please watch our website for further updates.
Jan 12, 2017
Gas, electric, water and cable are not purchases you regularly think about. At best, they get a moment's thought as you write a check for them once a month. Maybe the even auto-pay, and you only look at the bill when you review your statement.
Jan 10, 2017
What do you do when you're hit with an unexpected bill? Do you have money set aside should something come up? According to gobankingrates.com, 69% of Americans have less than $1,000 in savings. Why is that important? Having money set aside for emergencies will help you avoid extending your debt.
Jan 10, 2017
Your old computer finally gave out. Now its time for a new one, but they're so expensive... How can you save money and make sure you still get what you need?
Jan 02, 2017
What kind of resolution did you make for the new year? For some, resolutions are lifestyle related like, eat healthier, exercise more or drink less. For others, financial resolutions are the top goals for the new year.
Jan 01, 2017
It's so easy to go overboard on Christmas. If you have kids, you want everything to be perfect for hem. You want to build priceless memories, so spending any amount seems worth it. If you're just getting started, you want to impress your family with how together you have things. Giving extravagant gifts to your family members seems like a great idea... until you're staring at a huge credit card bill in January.
Dec 20, 2016
We've all been there at one point or another... We kept thinking we needed to get our holiday shopping done, but kept putting it off. We are all busy, right? We've got enough going on. Here's how you can escape last minute shopping woes and rock your holiday gifts.
Dec 19, 2016
The New Year is a great time of renewal. That makes it a good time to make bold, decisive changes in your life. Leave behind the baggage that was 2016 and start fresh with a blank slate in 2017. If you're looking for some resolutions to improve your personal finances, we're pleased to offer seven ways to make 2017 the year of the dollar!
Dec 06, 2016
It's my turn to host my family for the holidays. How can I entertain the crowd without spending a fortune?
Nov 29, 2016
Children's Miracle Network (CMN) Hospitals has launched a nationwide "Vote for Miracles" campaign celebrating the 20th anniversary of the Credit Unions for Kids program.
Nov 25, 2016
Did you know credit unions loaned member businesses $11.4 billion in the first half of 2016? (Well, now you do.) Credit unions and small businesses fit together like a hand in a glove.
Nov 14, 2016
You've got a lot on your plate this holiday season. Those decorations don't hang themselves and gifts don't buy themselves (yet).
Oct 31, 2016
Halloween is a really fun holiday, but don't overlook safety. Here are some tips to keep kids safe while trick or treating.Halloween is one of the most exciting holidays there is. When else do your neighbors wait for you to knock on their door and hand out candy?
Oct 19, 2016
Wondering if it will be your last day on the job every day is emotionally taxing. Trying to be productive, let alone happy, with the constant threat of job loss is an impossibility. On the other hand, security in a position can do wonders for your morale.
Aug 22, 2016
We know you love your pet or pets, just like we do! Help us celebrate pets. As part of our sponsorship of Pet-A-Palooza this year we are having a special contest for pet owners!
Aug 21, 2016
Some people learn how to manage their personal finances while they are still in high school, some when they being their first job, some when they're 30 and some never do. Get your students a head start on learning about personal finance. Learning the basics now can help them avoid financial pitfalls in the future.
Aug 05, 2016
Pet-A-Palooza is an event that celebrates everything pets! Special contest for pet owners!
Aug 01, 2016
Missouri's tax free weekend is coming up August 5th through August 7th. We are giving all Health Care Family Credit Union Credit Card holders a special interest rate for the weekend only!
Jul 12, 2016
Brexit has led many investors to panic and sell off stocks, but smart investors can ride out the storm with a few savvy moves. In uncertain times, people tend to look for the safest possible investment, and one of the safest is in real estate. The time has never been better for people looking to buy a home, either for investment or as living space.
Jul 12, 2016
Every once in a while we'll have a car or two for sale. Now is one of those times. If you are interested in purchasing this vehicle, contact Health Care Family Credit Union.
Jul 05, 2016
Planning ahead for a college is not just a matter of getting good grades and accumulating a list of extracurricular activities and awards. It's also a process of understanding how to pay for tuition and living expenses during the college years, which often extends beyond the typical four-year period and sometimes also includes graduate school.
May 25, 2016
Memorial Day isn't entirely a somber occasion. It's a time to reflect on the sacrifices made by fighting men and women, but it's also a time to enjoy the beauty and grandeur of the country they defend. The sun is shining, the skies are clear and there's no better way to celebrate America than by enjoying our personal freedoms on beautiful rivers and lakes.
May 17, 2016
When we think of ransom, we typically think of a black-and-white movie with a kidnapper leaving notes made from a variety of newspaper cuttings. Today, ransom is much less melodramatic, much more common and targets something you might not expect: your computer files.
May 10, 2016
2016 is the third year of Health Care Family Credit Union's scholarship program. We couldn't be happier with the applications we received.
May 05, 2016
Pop quiz: What do the data breaches at Target, Home Depot and Sony all have in common? Give up? They were all caused by employee errors. These, along with about 500 other breaches, are confirming what many security professionals have worried about for years.
Apr 26, 2016
We are happy to announce the dates for our annual shred event! Health Care Family Credit Union is committed to giving you a secure option for the disposal of your sensitive documents.
Apr 26, 2016
Thirty years ago. trying to spend more money than you had wasn't just embarrassing; it was a scandal. Since checks didn't process instantly, a shopkeeper would have no way of knowing until days after the purchase. Writing one bad check would cost you check-writing privileges at that establishment and possibly land your likeness on a "wall of shame."
Apr 21, 2016
Believe it or not, summer break is right around the corner. For many teens, they've already got a very simple plan: sleep in, hang out with friends, and stay up late. If you're looking for a break from the norm, consider taking this summer to do some self-improvement that will have a positive impact of your life for every summer yet to come.
Apr 20, 2016
Q: Every ad for mortgage companies I read talks about pre-qualification or pre-approval. Is that something I need before I start house shopping? A: There are two phases to securing a mortgage. Imagine the lending market as a sort of trying to set up a friend on a date.
Apr 18, 2016
One of the best ways to ensure your children grow up financially fit is to give them practice managing money with an allowance. But what's the best way to do an allowance?
Apr 05, 2016
Happy New Year! It isn't three months late, its just a different calendar. That's because filing your taxes effectively closes the book on the financial year gone by while opening up a world of possibilities.
Mar 30, 2016
When it comes to smart money management, transparency is key. For adults, that means keeping accurate records. But how can young children get a real sense of how much of their money goes to spending and how much they're saving?
Mar 29, 2016
Summer is a wonderful time to enjoy the great outdoors. Whether you're involved in recreation league sports, hiking, or barbecues, there's something for everyone. Usually, flying pests are just a nuisance. The worst they do is provide a minor irritation to an otherwise fine outing. This year looks to be different, though. The Zika virus, a blood-borne illness transmitted by mosquitoes, has been identified throughout the United States.
Mar 22, 2016
Several economic studies have confirmed the existence of a so-called "pink tax," an inflated price attached to goods and services specifically marketed to women. While theories abound to explain the pricing discrepancy, its existence seems clear.
Mar 15, 2016
Tell your family and coworkers about Health Care Family Credit Union! We are giving away a 55" Samsung Curved 4K UHD LED TV! Find out how you could win.
Mar 08, 2016
Albert Einstein once claimed the most powerful force in the universe was compound interest. That's pretty impressive praise from the person whose work helped create nuclear power and atomic bombs. While interest can be powerful, it can also be confusing, because when people talk about it on the news, they mostly talk about it in terms of vague forces and odd numbers. Here's a quick rundown on what interest is, as well as hoe it affects your life today and in the future.
Mar 02, 2016
Embarking on home improvement and renovation projects can be exciting-and intimidating. To get inspired, you might spend weeks poring over home magazines, making the rounds to home improvement stores and searching the Internet. Or you might spend a day going to a home show.
Mar 02, 2016
Everyone I talk with about my house search tells me I need to shop mortgages and lock in a rate. What do they mean? Find out here!
Mar 01, 2016
When the biggest rapper on the planet releases his first album in years, it's an enormous event. When a rising star in the fashion industry debuts a long-awaited new clothing line, it's huge. Kanye West is both of those people, producing critically acclaimed and chart-topping hits with every album he's released, while his shoes sell for $16,000 of eBay (please note, we do not currently offer 30-year-term sneaker loans). Anticipation has been enormous, leading to Kanye selling out Madison Square Garden for a simultaneous album-listening party and fashion show. One person who didn't have to wait is President Barack Obama, who invited Kanye to the White House to deliver a pair of his newest sneakers.
Feb 19, 2016
There was a time we used to buy furniture to hold our media. CD racks, DVD racks, photo albums and filing cabinets filled our living rooms, guest room closets and wherever else we could pile them.
Feb 19, 2016
You won't want to miss our upcoming events! Get the details here.
Feb 09, 2016
We don't normally like to tell you how to spend you money. Our members tend to be very good at that, often finding creative ways to turn the hours they've spent at the office into new ways to enjoy their lives. More often, we tell you how to not spend your money by letting you know about our fantastic savings options that can produce dividends in varying amounts of time, or we'll often tell you about ways to use your good credit for getting a loan that can make your life better or save you money in the long run.
Feb 03, 2016
This time of year. W-2 forms are coming in, shoe-boxes are coming out and kitchen tables are disappearing under a pile of documents. It's tax time, and the most common set of questions we hear revolve around the same issue: Why is my refund so small? How can I make it bigger? While we are not tax professionals, here are some observations we've had while serving our members over the years. You should always consult a tax advisor when you are unsure of something concerning your taxes.
Feb 02, 2016
Big brands are paying upwards of $5 million for 30-second Super Bowl ad slots, and the city of San Francisco is forking over $4.8 million to host weeklong festivities leading up to the big game. But when the two top NFL teams compete on Feb. 7 in Santa Clara, California, for Super Bowl 50, thankfully you'll be shelling out considerably less than that to hold your Big Game party.
Jan 27, 2016
The Federal Reserve, also known as the Fed, raised the prime interest rate by 0.25% last Wednesday. It is the first time the Fed raised the prime interest rate since 2006. Often, this kind of news can blur into the background, especially for young people who haven't been through an interest rate hike during their adult lives.
Jan 26, 2016
Americans have a definite love affair with driving - and there's nothing like falling fuel prices to speed our heartbeats. As prices at the pump go down, if you're like everyone else, your thoughts may be turning toward buying a new vehicle or planning that next road trip or family vacation.
Jan 26, 2016
For those of us who spend our days protecting other people's money, January is the time of year we get to see the newest makes and models of IRS scams. That's right, they're back.
Jan 26, 2016
We are working to add some products and services that we think you'll love!
Jan 22, 2016
This low-cost, delicious hot sandwich will help you get dinner on the table quickly! No panini grill? No Problem! Our easy stovetop method is healthy and quick. Reheat some leftover soup, and you've got a full meal!
Jan 21, 2016
Kids are incredibly expensive. That's probably because they're worth it. We all have a tendency to recoil at every cost associated with raising children. From the day they're born, they spend out money. Infant clothes can be as expensive as the clothes you're wearing right now. those clothes are quickly stained and then the child has "the nerve" to grow right out of them!
Jan 20, 2016
If you tried Bing soon after it debuted, you probably haven't gone back to it. Google, after all, is so good at search it's hard to imagine what you could possibly be missing that would motivate you to make the switch.
Jan 12, 2016
It's that time of year again: a combination of New Year's resolutions and the start of tax time has many of us looking for a place to donate money. It can be difficult to figure out which charity is most deserving of your money and how to make your charitable donations work best for your financial situation.
Jan 06, 2016
One of the most difficult obstacles in setting a budget is understanding how much is needed for each category. Is $500 enough for groceries or should it be $1,000? How do I know if I'm being extravagant when it comes to entertainment? Am I saving enough?
Jan 05, 2016
By the end of January, many of us will have forgotten all about our New Year's resolutions. It can be difficult to change our lives, even when it's for the better. Knowing this, we want you to know that, in your financial life, there are changes you can make today that will last the entire year. Here are three resolutions you can set today and some follow-up goals for the rest of the year.
Jan 03, 2016
People often set new financial goals for the New Year. Health Care Family Credit Union wants to help you with yours! Whether you are thinking about consolidating holiday debt, transferring balances from high rate credit cards or looking for a new person financial services provider we have all of the tools you'll need.
Dec 29, 2015
Why is the cable/satellite bill so frustrating? Is it because the bill seems to go up every so often (and 2016 will be no exception) for reasons that are, at best, baffling? Is it the customer service which is, at best, infuriating?
Dec 14, 2015
Along with supporting the health care community, Health Care Family Credit Union also believes it is important to support local community programs. One such program HCFCU is now connected to is Weekend on Wheels.
Nov 16, 2015
The holiday season is officially upon us! Soon shoppers everywhere will brave colder weather and flock to their favorite stores in search of this year's most popular gifts.
Nov 10, 2015
Trying to come up with a way to add some cushion to your holiday budget? How about skipping a loan payment?
Sep 30, 2015
It's coming! The day you've been saving for is only four weeks away.
Sep 03, 2015
The Redbirds Weekend Retreat promotion is over, and it is time to pick a winner! Thank you to everyone who continues to trust Health Care Family Credit Union with their auto loan needs.
Aug 06, 2015
Student loans are becoming more and more of a burden on young people graduating from college. With the average amount of student loan debt still climbing, it is more important than ever to examine the repayment terms of existing student loans.
Jul 01, 2015
Buying a car can be painful. So we partnered with TrueCar to address the primary stress point - the negotiation and haggling of price. As a Health Care Family Credit Union member, TrueCar can get you upfront pricing information from Certified Dealers in minutes.
Jun 15, 2015
Are your kids on the right track to financial independence? For many of today's young adults, the weakest link lies in learning the basics. According to a 2014 survey conducted by Harris Poll on behalf of Junior Achievement USA (2014 Teens and Personal Finance Survey), 40% of teens do not have a savings account, checking account, or a debit or credit card, and 59% of teens do not have money management classes offered at their schools.
Jun 01, 2015
What's a Redbird's Weekend Retreat? It's a special prize package we'll be giving away this summer! Check out all the details!
May 26, 2015
Health Care Family Credit Union Scholarship winners announced! Check out this years winners!
Apr 21, 2015
St. Louis Magazine hosted their sixth-annual Excellence In Nursing Awards reception on Tuesday, April 14th. The event recognized 61 finalists over 16 different nursing disciplines. St. Louis Magazine received over 200 submissions for consideration for these prestigious awards.
Apr 09, 2015
Health Care Family Credit Union is pleased to announce the newest member benefit - GreenPath.
Apr 06, 2015
Learning to save money takes practice. By saving, you can spend money on what's important to you - whether that's a new video game, a trip to the movies, a used car or even a college education.
Mar 31, 2015
Tired of paying too much for your cell bill? We donâ€™t blame you. So weâ€™re helping you save with the Sprint Credit Union Member Discount from Love My Credit Union Rewards. As a Health Care Family Credit Union member, you can save on your monthly wireless bills â€“ plus have your activation and upgrade fees waived.
Mar 31, 2015
Health Care Family Credit Union is hosting a seminar for members looking for information on the home buying process.
Mar 31, 2015
Visit Health Care Family Credit Union during the month of April, 2015 and help us celebrate National Credit Union Youth Month.
Mar 23, 2015
The annual Purple Ball put on by the Lupus Foundation of America, Heartland Chapter was held on Saturday, March 21st.
Mar 12, 2015
Telephone credit card scams occur more often than not and HCFCU wants you to be prepared.
Mar 12, 2015
A new wave of online scams has popped up claiming that your credit card is one week overdue. Read what it's about and what steps you should take if you've been affected.
Mar 12, 2015
Telephone Collection Scam Related to Delinquent Payday Loans--Targed Victims Are General Telephone Users
In these scams, a caller claims that the victim is delinquent in a payday loan and must repay the loan to avoid legal consequences. Read more here.
Jan 15, 2015
When youâ€™re on a mission to save money it might seem like it will take forever for savings to grow. Once you identify your savings goal or goals, here are some ideas that can help.
Nov 03, 2014
Spending too much? Better manage your spending and let Health Care Family Credit Union help!
Oct 08, 2014
A recent joint survey, released but the Consumer Federation of America (CFA) and VantageScore Solutions, revealed that a large number of consumers know little about credit scores.
Sep 01, 2014
Credit unions have reached and surpassed 100 million memberships nationwide, equivalent to one of every three Americans.
Sep 01, 2014
Supersize your savings with low rates and big savings from Health Care Family Credit Union.
May 19, 2014
Drive It Forwardâ€ was created as a way to give back to an organization that HCFCU and our members feel is worth supporting.
May 01, 2014
Use our mobile app to check balances, transfer funds, locate ATMs and shared branches, view our interest rates and even apply for a loan.
May 01, 2014
HCFCU is proud to refer students and their families to the cuScholar Private Student Loan and cuGrad Private Student Loan Consolidation programs. Start saving now!
Apr 01, 2014
Download our spring 2014 newsletter here.