News & Notices
Apr 26, 2017
Apr 25, 2017
Have you ever wondered about the real differences between your savings and checking accounts? Many people realize there must be more to it than just the fact that one includes checks and the other does not. However, they just don't know what those differences are. So let's look at some of the technical differences that define each account type.
Apr 13, 2017
Who doesn't dream of becoming an instant millionaire? You might even have some detailed plans for how you'd spend an unexpected windfall if it were to happen. Imagine if a distant relative who'd been rolling in the stuff suddenly passed on and left you as their sole heir. Your dreams could now become a reality! Wouldn't you do anything to make that happen?
Apr 11, 2017
Managing money is a foundational life skill. There are so many factors involved and so many open-ended questions at play. How much should you be saving? When is it worth spending more? How do you keep spare change from burning a hole in your pocket? It takes years of discipline and training to perfect this skill, and ongoing self-control to maintain it.
Apr 10, 2017
Just in time for summer! Complete a home equity loan or line of credit and Health Care Family Credit Union will cover your appraisal fee!
Apr 06, 2017
Credit Union Youth Month is underway! We want to help encourage positive savings habits. We'll be giving away one pair of Six Flags St. Louis season passes to a lucky youth saver!
Mar 28, 2017
Get a $100 cash reward for every new line you switch to Sprint! This new exclusive cash rewards offer is our best one EVER! Now, as a credit union member, you can earn $100 for every line when you switch to Sprint.
Mar 24, 2017
Smartphones have become a ubiquitous part of our lives. Even if it's just there in case of emergencies, having a charged cellphone can provide a serious sense of security. That's why, when the battery meter starts to tick down, a cold sense of panic rises in your stomach.
Mar 24, 2017
On Saturday, March 11th The Lupus Foundation of Amercia, Heartland Chapter held their annual gala, The Purple Ball. Health Care Family Credit Union has been a supporter of the event and foundation for the past four years.
Mar 15, 2017
Our Home Buyer's Seminar has grown into a can't miss event! Our team and our mortgage partner, First Integrity Mortgage Services, will be on hand sharing all of our insights on the home purchase process.
Mar 10, 2017
We want to help you have the best summer ever! Refinance your current auto loan with Health Care Family Credit Union and we'll make your first payment* and give you up to 90 days of deferred payments. *Click here for full details
Mar 10, 2017
Temperatures are rising, days are getting longer and kids are dying to get out of the classroom! This can only mean one thing: Summer is just around the bend. It's time to start planning trips, summer camps, and summer jobs.
Feb 23, 2017
Tax season is a confusing time. In the midst of a paperwork blizzard, it seems that everyone needs triplicate copies of every document. It's not unusual for someone to lose a copy of an important document and need it to be re-issued. Of course, everyone's busy enough that no one wants to double check.
Feb 21, 2017
According to a new report by a leading wedding magazine, The Knot, the average American wedding cost has eclipsed $35,000. That's more than half of the yearly median income!
Feb 17, 2017
The question has been debated for what seems like forever. What should you actually do with your tax return? Like most things in the financial spectrum there isn't really a black and white answer to this question. It largely depends on your specific financial situation. However, here are a few good ways to use that tax refund.
Feb 16, 2017
Our newest addition to our online banking service, My Money Manager, is live now! Check out this powerful new financial management software by logging into Virtual Branch!
Feb 14, 2017
Investors can quickly get a bad taste in their mouths after researching a company they're considering. Fortunately, there are a number of ways investors can use their money for good.
Feb 09, 2017
How To Respond To "Can You Hear Me?" "Can you hear me know?" is the once-popular tagline of Verizon commercials, but it's also the headline of a new scam. Scammers making robocalls will ask some innocuous question. Once the targeted person says "yes," a recording is made of the response and it is used to sign up the target for unwanted, expensive services. It's a scheme that's been targeted at businesses before, but it has now shifted targeting to individual consumers across the country.
Feb 08, 2017
If there's one lesson in investing, it's that time in the market matters. The longer you leave your capital alone, the more it can grow. If past growth rates continue, the time you leave your savings alone is more important than how much you save.
Feb 06, 2017
Q: Tax forms have started rolling in and my mailbox looks like a can of alphabet soup exploded in it! What do I need and where do I start?
Feb 01, 2017
Find out how you could earn $50!
Jan 26, 2017
"Any sufficiently advanced technology is indistinguishable from magic," wrote noted science fiction Arthur C. Clarke. Our computer technology is certainly advanced enough that, to many, it looks like magic. As a result, the kind of wizardry that those with technical savvy can perform can be simply baffling.
Jan 24, 2017
Health Care Family Credit Union is happy to announce a new online banking tool. It's called "My Money Manager."
Jan 13, 2017
Our branches are closing at 12:00 PM today, January 13th. Please watch our website for further updates.
Jan 12, 2017
Gas, electric, water and cable are not purchases you regularly think about. At best, they get a moment's thought as you write a check for them once a month. Maybe the even auto-pay, and you only look at the bill when you review your statement.
Jan 10, 2017
What do you do when you're hit with an unexpected bill? Do you have money set aside should something come up? According to gobankingrates.com, 69% of Americans have less than $1,000 in savings. Why is that important? Having money set aside for emergencies will help you avoid extending your debt.
Jan 10, 2017
Your old computer finally gave out. Now its time for a new one, but they're so expensive... How can you save money and make sure you still get what you need?
Jan 02, 2017
What kind of resolution did you make for the new year? For some, resolutions are lifestyle related like, eat healthier, exercise more or drink less. For others, financial resolutions are the top goals for the new year.
Jan 01, 2017
It's so easy to go overboard on Christmas. If you have kids, you want everything to be perfect for hem. You want to build priceless memories, so spending any amount seems worth it. If you're just getting started, you want to impress your family with how together you have things. Giving extravagant gifts to your family members seems like a great idea... until you're staring at a huge credit card bill in January.
Dec 20, 2016
We've all been there at one point or another... We kept thinking we needed to get our holiday shopping done, but kept putting it off. We are all busy, right? We've got enough going on. Here's how you can escape last minute shopping woes and rock your holiday gifts.
Dec 19, 2016
The New Year is a great time of renewal. That makes it a good time to make bold, decisive changes in your life. Leave behind the baggage that was 2016 and start fresh with a blank slate in 2017. If you're looking for some resolutions to improve your personal finances, we're pleased to offer seven ways to make 2017 the year of the dollar!
Dec 06, 2016
It's my turn to host my family for the holidays. How can I entertain the crowd without spending a fortune?
Nov 29, 2016
Children's Miracle Network (CMN) Hospitals has launched a nationwide "Vote for Miracles" campaign celebrating the 20th anniversary of the Credit Unions for Kids program.
Nov 25, 2016
Did you know credit unions loaned member businesses $11.4 billion in the first half of 2016? (Well, now you do.) Credit unions and small businesses fit together like a hand in a glove.
Nov 14, 2016
You've got a lot on your plate this holiday season. Those decorations don't hang themselves and gifts don't buy themselves (yet).
Nov 02, 2016
Now through November 14th you can help support the less fortunate in our community by donating a new or gently used coat to the Warners' Warm-up coat drive
Oct 31, 2016
Halloween is a really fun holiday, but don't overlook safety. Here are some tips to keep kids safe while trick or treating.Halloween is one of the most exciting holidays there is. When else do your neighbors wait for you to knock on their door and hand out candy?
Oct 19, 2016
Wondering if it will be your last day on the job every day is emotionally taxing. Trying to be productive, let alone happy, with the constant threat of job loss is an impossibility. On the other hand, security in a position can do wonders for your morale.
Aug 22, 2016
We know you love your pet or pets, just like we do! Help us celebrate pets. As part of our sponsorship of Pet-A-Palooza this year we are having a special contest for pet owners!
Aug 21, 2016
Some people learn how to manage their personal finances while they are still in high school, some when they being their first job, some when they're 30 and some never do. Get your students a head start on learning about personal finance. Learning the basics now can help them avoid financial pitfalls in the future.
Aug 05, 2016
Pet-A-Palooza is an event that celebrates everything pets! Special contest for pet owners!
Aug 01, 2016
Missouri's tax free weekend is coming up August 5th through August 7th. We are giving all Health Care Family Credit Union Credit Card holders a special interest rate for the weekend only!
Jul 12, 2016
Brexit has led many investors to panic and sell off stocks, but smart investors can ride out the storm with a few savvy moves. In uncertain times, people tend to look for the safest possible investment, and one of the safest is in real estate. The time has never been better for people looking to buy a home, either for investment or as living space.
Jul 12, 2016
Every once in a while we'll have a car or two for sale. Now is one of those times. If you are interested in purchasing this vehicle, contact Health Care Family Credit Union.
Jul 05, 2016
Planning ahead for a college is not just a matter of getting good grades and accumulating a list of extracurricular activities and awards. It's also a process of understanding how to pay for tuition and living expenses during the college years, which often extends beyond the typical four-year period and sometimes also includes graduate school.
May 25, 2016
Memorial Day isn't entirely a somber occasion. It's a time to reflect on the sacrifices made by fighting men and women, but it's also a time to enjoy the beauty and grandeur of the country they defend. The sun is shining, the skies are clear and there's no better way to celebrate America than by enjoying our personal freedoms on beautiful rivers and lakes.
May 17, 2016
When we think of ransom, we typically think of a black-and-white movie with a kidnapper leaving notes made from a variety of newspaper cuttings. Today, ransom is much less melodramatic, much more common and targets something you might not expect: your computer files.
May 10, 2016
2016 is the third year of Health Care Family Credit Union's scholarship program. We couldn't be happier with the applications we received.
May 05, 2016
Pop quiz: What do the data breaches at Target, Home Depot and Sony all have in common? Give up? They were all caused by employee errors. These, along with about 500 other breaches, are confirming what many security professionals have worried about for years.
Apr 26, 2016
We are happy to announce the dates for our annual shred event! Health Care Family Credit Union is committed to giving you a secure option for the disposal of your sensitive documents.
Apr 26, 2016
Thirty years ago. trying to spend more money than you had wasn't just embarrassing; it was a scandal. Since checks didn't process instantly, a shopkeeper would have no way of knowing until days after the purchase. Writing one bad check would cost you check-writing privileges at that establishment and possibly land your likeness on a "wall of shame."
Apr 21, 2016
Believe it or not, summer break is right around the corner. For many teens, they've already got a very simple plan: sleep in, hang out with friends, and stay up late. If you're looking for a break from the norm, consider taking this summer to do some self-improvement that will have a positive impact of your life for every summer yet to come.
Apr 20, 2016
Q: Every ad for mortgage companies I read talks about pre-qualification or pre-approval. Is that something I need before I start house shopping? A: There are two phases to securing a mortgage. Imagine the lending market as a sort of trying to set up a friend on a date.
Apr 18, 2016
One of the best ways to ensure your children grow up financially fit is to give them practice managing money with an allowance. But what's the best way to do an allowance?
Apr 05, 2016
Happy New Year! It isn't three months late, its just a different calendar. That's because filing your taxes effectively closes the book on the financial year gone by while opening up a world of possibilities.
Mar 30, 2016
When it comes to smart money management, transparency is key. For adults, that means keeping accurate records. But how can young children get a real sense of how much of their money goes to spending and how much they're saving?
Mar 29, 2016
Summer is a wonderful time to enjoy the great outdoors. Whether you're involved in recreation league sports, hiking, or barbecues, there's something for everyone. Usually, flying pests are just a nuisance. The worst they do is provide a minor irritation to an otherwise fine outing. This year looks to be different, though. The Zika virus, a blood-borne illness transmitted by mosquitoes, has been identified throughout the United States.
Mar 22, 2016
Several economic studies have confirmed the existence of a so-called "pink tax," an inflated price attached to goods and services specifically marketed to women. While theories abound to explain the pricing discrepancy, its existence seems clear.
Mar 15, 2016
Tell your family and coworkers about Health Care Family Credit Union! We are giving away a 55" Samsung Curved 4K UHD LED TV! Find out how you could win.
Mar 08, 2016
Albert Einstein once claimed the most powerful force in the universe was compound interest. That's pretty impressive praise from the person whose work helped create nuclear power and atomic bombs. While interest can be powerful, it can also be confusing, because when people talk about it on the news, they mostly talk about it in terms of vague forces and odd numbers. Here's a quick rundown on what interest is, as well as hoe it affects your life today and in the future.
Mar 02, 2016
Embarking on home improvement and renovation projects can be exciting-and intimidating. To get inspired, you might spend weeks poring over home magazines, making the rounds to home improvement stores and searching the Internet. Or you might spend a day going to a home show.
Mar 02, 2016
Everyone I talk with about my house search tells me I need to shop mortgages and lock in a rate. What do they mean? Find out here!
Mar 01, 2016
When the biggest rapper on the planet releases his first album in years, it's an enormous event. When a rising star in the fashion industry debuts a long-awaited new clothing line, it's huge. Kanye West is both of those people, producing critically acclaimed and chart-topping hits with every album he's released, while his shoes sell for $16,000 of eBay (please note, we do not currently offer 30-year-term sneaker loans). Anticipation has been enormous, leading to Kanye selling out Madison Square Garden for a simultaneous album-listening party and fashion show. One person who didn't have to wait is President Barack Obama, who invited Kanye to the White House to deliver a pair of his newest sneakers.
Feb 19, 2016
There was a time we used to buy furniture to hold our media. CD racks, DVD racks, photo albums and filing cabinets filled our living rooms, guest room closets and wherever else we could pile them.
Feb 19, 2016
You won't want to miss our upcoming events! Get the details here.
Feb 09, 2016
We don't normally like to tell you how to spend you money. Our members tend to be very good at that, often finding creative ways to turn the hours they've spent at the office into new ways to enjoy their lives. More often, we tell you how to not spend your money by letting you know about our fantastic savings options that can produce dividends in varying amounts of time, or we'll often tell you about ways to use your good credit for getting a loan that can make your life better or save you money in the long run.
Feb 03, 2016
This time of year. W-2 forms are coming in, shoe-boxes are coming out and kitchen tables are disappearing under a pile of documents. It's tax time, and the most common set of questions we hear revolve around the same issue: Why is my refund so small? How can I make it bigger? While we are not tax professionals, here are some observations we've had while serving our members over the years. You should always consult a tax advisor when you are unsure of something concerning your taxes.
Feb 02, 2016
Big brands are paying upwards of $5 million for 30-second Super Bowl ad slots, and the city of San Francisco is forking over $4.8 million to host weeklong festivities leading up to the big game. But when the two top NFL teams compete on Feb. 7 in Santa Clara, California, for Super Bowl 50, thankfully you'll be shelling out considerably less than that to hold your Big Game party.
Jan 27, 2016
The Federal Reserve, also known as the Fed, raised the prime interest rate by 0.25% last Wednesday. It is the first time the Fed raised the prime interest rate since 2006. Often, this kind of news can blur into the background, especially for young people who haven't been through an interest rate hike during their adult lives.
Jan 26, 2016
Americans have a definite love affair with driving - and there's nothing like falling fuel prices to speed our heartbeats. As prices at the pump go down, if you're like everyone else, your thoughts may be turning toward buying a new vehicle or planning that next road trip or family vacation.
Jan 26, 2016
For those of us who spend our days protecting other people's money, January is the time of year we get to see the newest makes and models of IRS scams. That's right, they're back.
Jan 26, 2016
We are working to add some products and services that we think you'll love!
Jan 22, 2016
This low-cost, delicious hot sandwich will help you get dinner on the table quickly! No panini grill? No Problem! Our easy stovetop method is healthy and quick. Reheat some leftover soup, and you've got a full meal!
Jan 21, 2016
Kids are incredibly expensive. That's probably because they're worth it. We all have a tendency to recoil at every cost associated with raising children. From the day they're born, they spend out money. Infant clothes can be as expensive as the clothes you're wearing right now. those clothes are quickly stained and then the child has "the nerve" to grow right out of them!
Jan 20, 2016
If you tried Bing soon after it debuted, you probably haven't gone back to it. Google, after all, is so good at search it's hard to imagine what you could possibly be missing that would motivate you to make the switch.
Jan 12, 2016
It's that time of year again: a combination of New Year's resolutions and the start of tax time has many of us looking for a place to donate money. It can be difficult to figure out which charity is most deserving of your money and how to make your charitable donations work best for your financial situation.
Jan 06, 2016
One of the most difficult obstacles in setting a budget is understanding how much is needed for each category. Is $500 enough for groceries or should it be $1,000? How do I know if I'm being extravagant when it comes to entertainment? Am I saving enough?
Jan 05, 2016
By the end of January, many of us will have forgotten all about our New Year's resolutions. It can be difficult to change our lives, even when it's for the better. Knowing this, we want you to know that, in your financial life, there are changes you can make today that will last the entire year. Here are three resolutions you can set today and some follow-up goals for the rest of the year.
Jan 03, 2016
People often set new financial goals for the New Year. Health Care Family Credit Union wants to help you with yours! Whether you are thinking about consolidating holiday debt, transferring balances from high rate credit cards or looking for a new person financial services provider we have all of the tools you'll need.
Dec 29, 2015
Why is the cable/satellite bill so frustrating? Is it because the bill seems to go up every so often (and 2016 will be no exception) for reasons that are, at best, baffling? Is it the customer service which is, at best, infuriating?
Dec 14, 2015
Along with supporting the health care community, Health Care Family Credit Union also believes it is important to support local community programs. One such program HCFCU is now connected to is Weekend on Wheels.
Nov 16, 2015
The holiday season is officially upon us! Soon shoppers everywhere will brave colder weather and flock to their favorite stores in search of this year's most popular gifts.
Nov 10, 2015
Trying to come up with a way to add some cushion to your holiday budget? How about skipping a loan payment?
Oct 16, 2015
Enterprise Car Sales has a special offer for Health Care Family Credit Union members through the end of October!
Oct 14, 2015
We've made a few updates to Virtual Branch!
Sep 30, 2015
It's coming! The day you've been saving for is only four weeks away.
Sep 03, 2015
The Redbirds Weekend Retreat promotion is over, and it is time to pick a winner! Thank you to everyone who continues to trust Health Care Family Credit Union with their auto loan needs.
Aug 06, 2015
Student loans are becoming more and more of a burden on young people graduating from college. With the average amount of student loan debt still climbing, it is more important than ever to examine the repayment terms of existing student loans.
Jul 01, 2015
Buying a car can be painful. So we partnered with TrueCar to address the primary stress point - the negotiation and haggling of price. As a Health Care Family Credit Union member, TrueCar can get you upfront pricing information from Certified Dealers in minutes.
Jun 15, 2015
Are your kids on the right track to financial independence? For many of today's young adults, the weakest link lies in learning the basics. According to a 2014 survey conducted by Harris Poll on behalf of Junior Achievement USA (2014 Teens and Personal Finance Survey), 40% of teens do not have a savings account, checking account, or a debit or credit card, and 59% of teens do not have money management classes offered at their schools.
Jun 01, 2015
What's a Redbird's Weekend Retreat? It's a special prize package we'll be giving away this summer! Check out all the details!
May 26, 2015
Health Care Family Credit Union Scholarship winners announced! Check out this years winners!
Apr 21, 2015
St. Louis Magazine hosted their sixth-annual Excellence In Nursing Awards reception on Tuesday, April 14th. The event recognized 61 finalists over 16 different nursing disciplines. St. Louis Magazine received over 200 submissions for consideration for these prestigious awards.
Apr 09, 2015
Health Care Family Credit Union is pleased to announce the newest member benefit - GreenPath.
Apr 06, 2015
Learning to save money takes practice. By saving, you can spend money on what's important to you - whether that's a new video game, a trip to the movies, a used car or even a college education.
Mar 31, 2015
Tired of paying too much for your cell bill? We don’t blame you. So we’re helping you save with the Sprint Credit Union Member Discount from Love My Credit Union Rewards. As a Health Care Family Credit Union member, you can save on your monthly wireless bills – plus have your activation and upgrade fees waived.
Mar 31, 2015
Health Care Family Credit Union is hosting a seminar for members looking for information on the home buying process.
Mar 31, 2015
Visit Health Care Family Credit Union during the month of April, 2015 and help us celebrate National Credit Union Youth Month.
Mar 23, 2015
The annual Purple Ball put on by the Lupus Foundation of America, Heartland Chapter was held on Saturday, March 21st.
Mar 12, 2015
Telephone credit card scams occur more often than not and HCFCU wants you to be prepared.
Mar 12, 2015
A new wave of online scams has popped up claiming that your credit card is one week overdue. Read what it's about and what steps you should take if you've been affected.
Mar 12, 2015
Telephone Collection Scam Related to Delinquent Payday Loans--Targed Victims Are General Telephone Users
In these scams, a caller claims that the victim is delinquent in a payday loan and must repay the loan to avoid legal consequences. Read more here.
Jan 15, 2015
When you’re on a mission to save money it might seem like it will take forever for savings to grow. Once you identify your savings goal or goals, here are some ideas that can help.
Nov 03, 2014
Spending too much? Better manage your spending and let Health Care Family Credit Union help!
Oct 08, 2014
A recent joint survey, released but the Consumer Federation of America (CFA) and VantageScore Solutions, revealed that a large number of consumers know little about credit scores.
Sep 01, 2014
Credit unions have reached and surpassed 100 million memberships nationwide, equivalent to one of every three Americans.
Sep 01, 2014
Supersize your savings with low rates and big savings from Health Care Family Credit Union.
May 19, 2014
Drive It Forward” was created as a way to give back to an organization that HCFCU and our members feel is worth supporting.
May 01, 2014
Use our mobile app to check balances, transfer funds, locate ATMs and shared branches, view our interest rates and even apply for a loan.
May 01, 2014
HCFCU is proud to refer students and their families to the cuScholar Private Student Loan and cuGrad Private Student Loan Consolidation programs. Start saving now!
Apr 01, 2014
Download our spring 2014 newsletter here.