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Loan Insurance

GAP Insurance

Protect yourself from loss in the event your vehicle is stolen or totaled. If your insurance does not pay the remaining balance on your loan, GAP Insurance will cover the cost so you don’t have to worry about paying for a vehicle you no longer use. Talk to an HCFCU employee about this valuable coverage when you close your loan.

Credit Insurance

There is no way to predict an injury, illness or unexpected life event but you can take steps to help provide for your family if the unforeseen were to happen by protecting your loan with optional Credit Life and Credit Disability insurance.

Credit Life Insurance is designed to help reduce or pay off your eligible loan balance, up to the policy maximum, should an unexpected life event occur.

Credit Disability Insurance may help make your loan payment, up to the policy maximum, if you become totally disabled due to a covered injury or illness.

*Certain restrictions for Credit Insurance apply.  Please contact HCFCU for complete details. CDCL-1865731.1-0817-0919