EMV Technology

Health Care Family Credit Union Visa a & MasterCard credit cards now come with built-in chip technology.  This gives you greater fraud protection when you use your card at a chip-activated terminal.  These new cards are not only more secure - they're also easy to use.  Here's what you can look forward to as a cardholder.

Enhanced Fraud Protection

When you use your card at a chip-activated terminal, the embedded chip generates a one-time use code.  This code is virtually impossible to counterfeit and helps reduce in-store fraud.

Global Acceptance

More merchants are accepting chip transactions every day.  Whether you check out using chip technology or swipe your card, you can pay with confidence wherever Visa & MasterCard credit cards are accepted.

Easy to Use

Simply swipe your card like you do today.  However, if a chip-activated terminal is available, insert the card instead and follow the prompts.  This video shows the steps!

When will I receive my EMV card?

Anyone who opens a new credit card account with Health Care Family Credit Union will receive an EMV credit card.  We are working towards finalizing a strategy to upgrade all current credit card holders as soon as possible.  We'll share all updates on that process as they become available.

What about debit cards?

EMV debit cards are another thing we are currently working on.  The set up process is more intricate and will take some time to get completed.  We will keep you up to date as the EMV debit card process goes forward.