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Economic Impact Payments

Health Care Family Credit Union is here to support you while navigating the financial fallout from the COVID-19 pandemic.  We've pulled together resources to help you understand how to get your economic impact payment quickly and safely. 

1.  Determine your payment amount.  Find out how much money you may qualify for by visiting

2.  Be Safe.  Review information on how to avoid fraud and scams.  Click here to view our latest update on COVID-19 related fraud and scams.  You may also follow #FTCScamBingo to learn more about avoiding COVID-19 related scams.

3.  Get paid.  Take steps to ensure you receive the money direct to your bank account instead of paper check.  Paper checks will take much longer than direct deposit In the coming weeks the IRS will be developing a portal where consumers can check the status of their economic impact payment and provide their direct deposit information.  Check for timing.

Health Care Family Credit Union has special programs in place to assist our members.  CLICK HERE to view those programs. 

Please take a few minutes to review the frequently asked questions below.

How do I receive my economic impact payment?
For eligible recipients, if you have filed a tax return for 2019 or 2018 or receive Social Security from the government, the IRS will calculate and automatically send the economic impact payment to you. The economic impact payment will be deposited directly into the same account you indicated on your tax return.

I don't have a bank account to receive direct deposit. What can I do?
Health Care Family Credit Union may be able to help you open a new account. If you choose to open a new account, you'll need to provide the account number and routing number to the IRS so they can direct the payment to your account. In the coming weeks, the U.S. Treasury plans to develop a web-based portal where you can provide your banking information to the IRS. online. Alternatively, you can opt to receive a check in the mail.

When will the payment arrive?
The Treasury Department has said it wants payments to begin arriving around mid-April. Direct Deposit payments will most likely arrive first.  In the coming weeks, the IRS plans to develop a web-based portal for individuals to check the status of their payment and/or provide their banking information online so that individuals can receive payments directly to their account if their payment has not already been sent as a check through the mail.

How do I avoid fraud and scams?
The IRS and its Criminal Investigation Division are reporting a wave of new and evolving phishing schemes (scammers who send emails with links to steal personal information that look like they come from legitimate sources) related to COVID-19. Be aware of the tactics fraudsters may deploy such as,

  • Emphasizing the words "Stimulus Check" or Stimulus Payment." The official term the IRS is using is, "economic impact payment (or "EIP")."
  • Asking you to sign over your economic impact payment check to them.
  • Asking by phone, email, text or social media for verification of personal and/or banking information saying that the information is needed to receive or speed up your economic impact payment.
  • Suggesting that you can get a tax refund or economic impact payment faster by allowing them to work on your behalf. This scam could be conducted by social media or even in person.
  • Mailing you a bogus check, perhaps in an odd amount, then telling you to call a number or verify information online in order to cash it.

If you receive unsolicited emails, text messages or social media attempts to gather information that appears to be from either the IRS or an organization closely linked to the IRS, such as the Electronic Federal Tax Payment System (EFTPS), the IRS is asking that you forward it to

Are there additional resources available to help me avoid scams?
Here is a list of additional resources to avoid scams, fraud and identity theft:

Health Care Family Credit Union Additional Resources