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Credit Cards

Enjoy the worldwide acceptance of a Health Care Family Credit Union credit card.  We have several options, one of them is sure to fit your needs.

  • Visa Platinum
  • Visa Gold
  • MasterCard Classic

With a credit card from HCFCU you'll get all of the following:

  • Fixed low rates
    • As low as 8.9%
  • No annual fee
  • No balance transfer fees
  • 25-day grace period on purchases
  • ScoreCard Reward points for all purchases
  • EZ Card Info online account access

The application process is fast and easy.  You can even apply online.  Plus, you'll get the trusted personal service you've come to expect from Health Care Family Credit Union.

EMV Technology

We are transitioning to EMV (chip) cards.  View our EMV resources page to familiarize yourself with the new technology.

ScoreCard Rewards

Turn everyday purchases into extraordinary rewards when you use your HCFCU debit and credit cards. With ScoreCard Reward points, you can earn points toward travel, gifts, electronics and more! Best of all, it’s absolutely free! Earning points is easy – simply sign for your HCFCU debit and credit card purchases, and you’ll earn points for every dollar you spend. Plus, you can combine all the HCFCU debit and credit cards in your household into one rewards account to make the most of your points! If you have an HCFCU debit or credit card, there are no extra steps to take or fees to pay – you’re already earning ScoreCard Reward points! Be sure to use your cards for all of your everyday purchases, so you can score more with HCFCU and ScoreCard Rewards.