Credit Cards

Enjoy the worldwide acceptance of a Health Care Family Credit Union credit card

We have several options, one of them is sure to fit your needs.

  • Visa Platinum
  • Visa Gold
  • MasterCard Classic

With a credit card from Health Care Family Credit Union, you’ll get all the following:

  • Fixed Rates - as low as 8.9% APR*
  • No Annual Fee
  • No Balance Transfer Fees
  • 25-Day Grace Period on Purchases

*APR = Annual Percentage Rate. Not all members will qualify for 8.9% interest rates. Rates and terms are based on member creditworthiness and other factors.

The application process is fast and easy.

You can even apply online. Plus, you’ll get the trusted personal service you’ve come to expect from Health Care Family Credit Union.

EMV Technology

We offer EMV (Chip) credit cards! Enjoy the security of chip card technology. View our EMV resources page for more information.

Learn More

ScoreCard Rewards

Turn everyday purchases into extraordinary rewards when you use your HCFCU debit and credit cards. With ScoreCard Reward points, you can earn points travel, gifts, electronics and more! Best of all, it’s absolutely free! Earning points is easy - simply sign for your HCFCU debit and credit purchases, and you’ll earn points for every dollar you spend. Plus, you can combine all the HCFCU debit and credit cards in your household into one rewards account to make the most of your points!

If you have an HCFCU debit or credit card, there are no extra steps to take or fees to pay - you’re already earning ScoreCard points! Be sure to use your cards for all your everyday purchases, so you can score more with HCFCU and ScoreCard Rewards.