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Health Care Family Credit Union - St. Louis, MissouriA checking account that not only costs you less but earns you more can be found at HCFCU. We offer you four choices:

Classic Checking

This basic account requires no minimum balance and does not limit you in the number of transactions each month. You will also enjoy no monthly fees or service charges. You only pay for the cost of printing your checks!

Gold Checking

You'll earn dividends on this account if you maintain a $750 minimum average monthly balance. Plus, if you maintain a minimum balance, you'll enjoy no monthly fees or service charges.

Fresh Start Checking

Get a second chance to build a strong financial future! This account doesn’t require a minimum balance. Simply make an initial $50 deposit and set up direct deposit for at least one recurring check. You’ll be able to enjoy quick, convenient access to your checking funds for a low monthly maintenance fee of $10. Best of all, if you properly manage your account for 12 months, you can request to switch to a free, traditional checking account!

FasTrack Club from Health Care Family Credit Union - St. Louis, MissouriFasTrack Club

We designed this account that teaches practical account management skills and financial knowledge for teens ages 13-19. With a $5 minimum balance, members can enjoy:

  • Access to Loans
  • Check Cashing
  • Online Account Access
  • ATM Cards
  • Savings Incentives
  • Special CD Opportunities
  • Interest Earned from the First $1
  • Movie Bucks and Other Prizes for Deposits
  • Members Ages 16-19 can Also Take Advantage of:
    • Checks
    • Direct Deposit
    • Visa® Debit Card
Complete a:
Membership Application
Checking Account Application
Fresh Start Checking Account Application
FasTrack Club Application
Payroll Authorization Form
Deposit/Withdrawal Slip
Debit/ATM Card & PIN Request Application
STATLINE Account Cross Reference Form
Additional Information:
Reorder Checks
Fresh Start Checking Account
FasTrack Club Teen Account
Debit Card Services
Virtual Branch Online Banking
Statline Telephone Banking
Substitute Checks & Your Rights
Electronic Funds Transfer Agreement & Disclosure
Funds Availability Policy & Disclosure
Truth In Savings Disclosure/Fee Schedule